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Author car insurance question.. not help just general question..
pdwhelan
Member
Registered: 25th Sep 06
Location: Wigan
User status: Offline
19th Nov 06 at 13:17   View User's Profile U2U Member Reply With Quote
i have been driving 1 and a half years now.. on insurance sites when it asks how long you have been driving and it only gives the options 1 2 3 years etc... well do i put 1 year or 2? i dont think its fair to be honest, i know alot of insurance companys ask how long in years and months but still. if i select 2 years driving experience i get about £150 - £200 knocked off the premium.
Wrighty_1988
Member
Registered: 30th Jun 06
Location: South Yorkshire
User status: Offline
19th Nov 06 at 13:19   View User's Profile U2U Member Reply With Quote
Dont think they will let you round up, only round down. They could bite you right in the arse for that if you crash.
JonnyJ
Member
Registered: 23rd Sep 05
Location: Scotchland
User status: Offline
19th Nov 06 at 13:19   View User's Profile U2U Member Reply With Quote
Still have to put 1 year as you would be lying if you said 2. Even if you were only a month away you have to put 1.

It should drop once you reach 2 years
RichR
Premium Member

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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
19th Nov 06 at 13:19   View Garage View User's Profile U2U Member Reply With Quote
the way I see it 1.5 rounds to 2
pdwhelan
Member
Registered: 25th Sep 06
Location: Wigan
User status: Offline
19th Nov 06 at 13:22   View User's Profile U2U Member Reply With Quote
im not even insured at the moment cos i couldnt afford my last renewal.. £1600 with my mum as main and me as extra.. so thats been cancelled cos i didnt pay anything to it. if i do a quote for me on my own with tpft with the accident that i had last year declaired its like 1100 to 1300.
pdwhelan
Member
Registered: 25th Sep 06
Location: Wigan
User status: Offline
19th Nov 06 at 13:22   View User's Profile U2U Member Reply With Quote
i dont have any ncb's either
Wrighty_1988
Member
Registered: 30th Jun 06
Location: South Yorkshire
User status: Offline
19th Nov 06 at 13:23   View User's Profile U2U Member Reply With Quote
how come its costs more with your mum as main driver ? it shouldnt do.
pdwhelan
Member
Registered: 25th Sep 06
Location: Wigan
User status: Offline
19th Nov 06 at 13:24   View User's Profile U2U Member Reply With Quote
i havnt got a clue mate.. its rediculous. also when i do some quotes they charge £400 more on tpft than fully comp lol how bad is that
CorsAsh
Member
Registered: 19th Apr 02
Location: Munich
User status: Offline
19th Nov 06 at 13:27   View User's Profile U2U Member Reply With Quote
Probably a postcode issue.
pdwhelan
Member
Registered: 25th Sep 06
Location: Wigan
User status: Offline
19th Nov 06 at 13:27   View User's Profile U2U Member Reply With Quote
yeh i checked the risk areas in wigan WN4, i dont understand it but F cant be good can it? lol
CorsAsh
Member
Registered: 19th Apr 02
Location: Munich
User status: Offline
19th Nov 06 at 13:42   View User's Profile U2U Member Reply With Quote
I think F is the worst possible. It's certainly at the lower end of the scale.
CorsAsh
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Registered: 19th Apr 02
Location: Munich
User status: Offline
19th Nov 06 at 13:46   View User's Profile U2U Member Reply With Quote
http://www.corsasport.co.uk/board/viewthread.php?tid=176659
pdwhelan
Member
Registered: 25th Sep 06
Location: Wigan
User status: Offline
19th Nov 06 at 13:47   View User's Profile U2U Member Reply With Quote
yep, i just done a quote with a low risk area and i can get fully comp for 1156.05 lol thats for driving 1 year, when i put 2 its 100 cheaper
mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
19th Nov 06 at 17:09   View User's Profile U2U Member Reply With Quote
my mum is the main driver on my car, she has an sp30 and one years no claims, (from last year), im 18 been driving for a year were in a D risk area, and my car ia a 1.2 8v. anyway my renewal price this year was 670 quid with liverpool victora give them a shout
mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
19th Nov 06 at 17:09   View User's Profile U2U Member Reply With Quote
ahhh urs is a 1.4 16v probably why
Colin
Member
Registered: 4th Apr 02
User status: Offline
19th Nov 06 at 17:27   View User's Profile U2U Member Reply With Quote
Try Admiral, they let you put in yrs & mths & are always cheap for me!
pdwhelan
Member
Registered: 25th Sep 06
Location: Wigan
User status: Offline
20th Nov 06 at 12:38   View User's Profile U2U Member Reply With Quote
i was with liverpool victoria at first for 1100 with my mum as the main driver, then they renewed it to 1600 lol.. admiral dont give me a good quote either. i have been asking people what they would put for how many years driving and some 1 said, what if you havnt been driving a year and it only gives you the option from 1 year +. i dont know if thats true or not
12vMatt
Member
Registered: 28th Oct 06
Location: Sunderland
User status: Offline
20th Nov 06 at 13:10   View User's Profile U2U Member Reply With Quote
could give quinn direct a look

 
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