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Author Mortgage advisor coming tonight
Ojc
Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
20th Nov 06 at 11:54   View User's Profile U2U Member Reply With Quote

He was excellent, he would sort out everything just like you said Daimo.
BabyBlade
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Registered: 5th Feb 03
Location: Hereford Rides: Ninja 600
User status: Offline
20th Nov 06 at 12:41   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by VXR
Didn't pay a penny.
Didn't fill out any forms, she done it for us.
Didn't need to sort out a solicitor, she done it for us.
Didn't need to do anything, well, a few meetings, a few signatures, and house hunting.

Then the chasing up of the solicitor.

And £175k+ is all im saying...


You get what you can afford to repay back every month leaving you enough money to live, be able to go out and enjoy life still.



Same here my last mortgage advisor did it all free of charge, all we did was find the house we wanted!

Going to see a mortgage advisor today, will be just me so will see how much i can get. Was quoted £120,000 a few months ago but got a pay rise since then.

What Daimo said though, still want to save and have a life so wont be touching the maximum I can get
Fee
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Registered: 16th Nov 05
Location: With AK
User status: Offline
20th Nov 06 at 15:32   View User's Profile U2U Member Reply With Quote

I cant afford to live


I think we got a mortgage based on Adam's salary
Mine's just pittence
Colin
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Registered: 4th Apr 02
User status: Offline
20th Nov 06 at 15:57   View User's Profile U2U Member Reply With Quote

Me & Jade are looking to get somewhere between us next year hopefully or the following year. Theres some nice 3 & 4 bedroom detached houses built about 2 miles away going for £130-160k so with our expected earnings (once im back working) that would be no problem & I should be 25-30k up on the sale of my flat to go towards deposit & Fees etc.....or just start from scratch again & waste that on furnishings & a new car

Been looking at these - http://www.rightmove.co.uk/action/publicsite.PropertySearch

[Edited on 20-11-2006 by Colin]
John
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Registered: 30th Jun 03
User status: Offline
20th Nov 06 at 16:04   View User's Profile U2U Member Reply With Quote

Thats just a main page link colin.

Are the houses offers over or fixed price.

Apparently up here they're expecting at least 20% and more like 30% over the offers over price.

Which is a stupid system imo.

You should ask for roughly what you want to get.
Colin
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Registered: 4th Apr 02
User status: Offline
20th Nov 06 at 16:12   View User's Profile U2U Member Reply With Quote

Oh works for me

Search for postcode FK2 0JL <170k

There offers over but theres 3 for sale on the same street right now...that could work in your favour!! Up here you usually pay about 10% more.
John
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Registered: 30th Jun 03
User status: Offline
20th Nov 06 at 16:20   View User's Profile U2U Member Reply With Quote

I think its estate agent bullshit tbh.

How could you convince somebody wanting 400k for their house to put it up for offers over 300?

And when I say up here I actually mean Glasgow so its down here for you
Colin
Member

Registered: 4th Apr 02
User status: Offline
20th Nov 06 at 16:26   View User's Profile U2U Member Reply With Quote

To get more interest maybe

Much smaller figures but if im wanting 60k for my flat & I advertise at o/o55k I may attract more interest & help to push my expected price up a few grand up to early to mid 60k's
John
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Registered: 30th Jun 03
User status: Offline
20th Nov 06 at 16:29   View User's Profile U2U Member Reply With Quote

Thats only a few grand though.

I can see that attracting more interest and thats fine.

Whne you get higher up it's stupid figures though.

I can't wait to see what a mess it's in by the time I come to buy.
sparkywrex
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Registered: 27th Oct 06
Location: Wrexham, N.Wales
User status: Offline
20th Nov 06 at 20:49   View User's Profile U2U Member Reply With Quote

MarkM i set up an account i cant touch so its coming along well mate, reason why im putting shedloads away is because house prices will most prob go up even further in next 10years should have started all this when i was 17-18

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