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jamesw

Member

Registered: 28th Jun 02
Location: Station Town, County Durham
User status: Offline

19th Feb 07 at 10:55

Now i know this can vary, depending on your move in date, but do they after ask for money up front, or will they just wait till the end of the month, ie if i move in on the 13th, bills or building society wont want any money till end of the month, is this correct in peoples experience?

Ally

Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline

19th Feb 07 at 11:23

My normal mortgage payment = 300

When i moved in the first one was £383, paid on 1st march, got my keys 21st Feb so the £83 was feb 21st - March 1st then £300 for March

Ally

Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline

19th Feb 07 at 11:26

Your best bet is to ring the company you have your mortgage with as it will vary. Once you get your keys find out exactly when your ££ will come out of your account

John_C

Member

Registered: 5th Mar 03
Location: South east, Bromley
User status: Offline

19th Feb 07 at 11:39

they will send a letter about first payment

whitter45

Member

Registered: 15th Nov 02
Location: Norton
User status: Offline

19th Feb 07 at 12:36

they will

It deoends when you first payment is

I.e mine is the 24th of the month. If i move beginning of march my first payement is in April but will end up being almost a double payment

Best to move as close to your payment data

[Edited on 19-02-2007 by whitter45]

Colin

Member

Registered: 4th Apr 02
User status: Offline

19th Feb 07 at 13:48

1st one can sometimes be a bit top heavy so budget for it!!

shawboy

Member

Registered: 1st Jul 02
Location: Wombwell, Barnsley
User status: Offline

19th Feb 07 at 16:51

yeah defo budget for it.
our monthly payment is £420 but 1st 1 was £502

eddiewhiteley

Member

Registered: 10th Mar 05
Location: down in albion
User status: Offline

19th Feb 07 at 19:20

we got our keys middle of may but didnt make a mortgage payment till the 1st july

mav

Member

Registered: 19th Jun 01
Location: Scotland
User status: Offline

19th Feb 07 at 20:49

1st payment usually a but higher depending on date..They will inform you though how much and when.

Russ

Member

Registered: 14th Mar 04
Location: Armchair
User status: Offline

19th Feb 07 at 20:57

im already aware of how much, but i dont know when im moving in? whys this? gay charges in 1st payment?

mav

Member

Registered: 19th Jun 01
Location: Scotland
User status: Offline

19th Feb 07 at 21:15

Just to do with the date, you may have say 1 1/2 months payment depending on the date your payment is coming out and the date you move in.

Russ

Member

Registered: 14th Mar 04
Location: Armchair
User status: Offline

19th Feb 07 at 22:14

but they dont know when im moving... and they quoted me a price

mav

Member

Registered: 19th Jun 01
Location: Scotland
User status: Offline

20th Feb 07 at 01:25

Don't know then better to phone and ask..

Scotty_B

Member

Registered: 11th Jun 03
Location: East Kilbride
User status: Offline

20th Feb 07 at 14:10

quote:
Originally posted by Ally
My normal mortgage payment = 300

When i moved in the first one was £383, paid on 1st march, got my keys 21st Feb so the £83 was feb 21st - March 1st then £300 for March

Exactly how mine worked.