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Author How much are you mortgage repayments?
--Dave--
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Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
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25th Apr 07 at 13:11   View User's Profile U2U Member Reply With Quote
was £880 a month interest only.

Now fcuk all
cunningham
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Registered: 25th May 05
Location: Lochore, Fife
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25th Apr 07 at 22:38   View User's Profile U2U Member Reply With Quote
9 year old house got for 80k paying back 460 a month over 35 years just now then when i remortgage will take it to 25 years its a help
Rob_Quads
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Registered: 29th Mar 01
Location: southampton
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25th Apr 07 at 23:03   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by topshot_2k
mine are £335 each a month £350 inlcuding insurance, thats borrowing £127k


Thats serious low? What % interest you pay and how long is your term? I presume interest only?

Just did a check. Thats less than 3.17% on interest only. I guess if it was sorted a few years ago on a long term fixed rate
GT4Brody
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Registered: 26th Sep 01
Location: south
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25th Apr 07 at 23:09   View User's Profile U2U Member Reply With Quote
mine was £700 on my flat. 123k interest and repayment mortgage. 25 yrs.
£1150 on my house interest and repayment £222k mortgage on my house over 30 yrs...
James
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Registered: 1st Jun 02
Location: Surrey
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26th Apr 07 at 00:00   View User's Profile U2U Member Reply With Quote
Whats the maximum term you can have?

Most ive seen are 25 years?
RichR
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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
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26th Apr 07 at 07:40   View Garage View User's Profile U2U Member Reply With Quote
we were offered 40 if we wanted
topshot_2k
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Registered: 1st Dec 03
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26th Apr 07 at 09:43   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Rob_Quads
quote:
Originally posted by topshot_2k
mine are £335 each a month £350 inlcuding insurance, thats borrowing £127k


Thats serious low? What % interest you pay and how long is your term? I presume interest only?

Just did a check. Thats less than 3.17% on interest only. I guess if it was sorted a few years ago on a long term fixed rate



thats each so £700 per month its on repayment at a low rate cant remember what but got a very good deal as i was a recent graduate.
Tim
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Registered: 21st Apr 00
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26th Apr 07 at 10:29   View Garage View User's Profile U2U Member Reply With Quote
£1260pcm

Best bet is an independent mortgage advisor. We were able to borrow at 0.3% lower rate and £50k more than the mortgage company would have offered us online...
James
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Registered: 1st Jun 02
Location: Surrey
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26th Apr 07 at 10:38   View User's Profile U2U Member Reply With Quote
Well if I get the job i've got an interview for, I will go and see an IFA.
--Dave--
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26th Apr 07 at 14:29   View User's Profile U2U Member Reply With Quote
In my opinion the online calculators don't really give a true indication of what you could potentially borrow.

My mortgage was over 35 years.

Good luck to you mate Can be hard securing one at first but once you're in the door it's as easy as keeping up with the repayments.
ChrisD16v
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Registered: 16th Jun 04
Location: Chester, Cheshire
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27th Apr 07 at 18:15   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by James
quote:
Originally posted by ChrisD16v
929 a month on a repayment mortgage for 163875 & a deposit of 8625. Mortgage fixed for 2 years at 5.99%


Who's that with?

Thats doable I guess, and a fairly good fixed rate.


Thats with Halifax - I think I could have probably found a better deal but because I bank with Halifax they made it really easy to arrange.
nik
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Registered: 19th Jun 00
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29th Apr 07 at 17:04   View User's Profile U2U Member Reply With Quote
Was circa £1150-1200 now around £950 as I paid a large chunk off. Just under 18 years left.
Dione J
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Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
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1st May 07 at 14:15   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by James
Well if I get the job i've got an interview for, I will go and see an IFA.


Did you get the job James?
James
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Registered: 1st Jun 02
Location: Surrey
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1st May 07 at 16:57   View User's Profile U2U Member Reply With Quote
I'm through to the final stage
liveseytowers
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Registered: 18th Apr 05
Location: Blackburn
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2nd May 07 at 14:30   View User's Profile U2U Member Reply With Quote
I can't beleive you guys pay so much a month! I pay £380 a month for my house with 22 years left on a 3 bed terraced house. It was built in 1849 mind
Dione J
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Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
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2nd May 07 at 14:42   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by James
I'm through to the final stage


Go on my son.
a_j_mair
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Registered: 23rd Jan 04
Location: Scotland
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2nd May 07 at 14:53   View User's Profile U2U Member Reply With Quote
i was at bank to see bout mortgage on monday, on 100k it was £585 a month
BlueCorsa
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Registered: 14th Jan 04
Location: Midlands Drives: MB SLK250 CDI
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2nd May 07 at 21:30   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by a_j_mair
i was at bank to see bout mortgage on monday, on 100k it was £585 a month


That's less than I pay in rent!
Ecosse Sport
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Registered: 5th Jun 02
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4th May 07 at 13:02   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by a_j_mair
i was at bank to see bout mortgage on monday, on 100k it was £585 a month


Is that interest only?

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