Ecosse Sport
Member
Registered: 5th Jun 02
User status: Offline
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I'm applying for a new mortgage at the moment and have a little bit of a problem as they're wanting my P60 for last year. The difficulty I've got is that I get paid a low salary and have the rest paid through dividends and these don't appear on the P60.
Is there anyway of getting around this? I've seen companies offering 'replacement' P60's - do you think banks would verify the details I supplied?
Any advice would be greatly appreciated.
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Russ
Member
Registered: 14th Mar 04
Location: Armchair
User status: Offline
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halifax didnt check any of mine, the chap just said, take ur drivers licence to the shop and they'll photo copy it and that was it
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Ecosse Sport
Member
Registered: 5th Jun 02
User status: Offline
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Thats pretty good, they're wanting my passport, most recent payslip, utility bill and this P60.
Might give the Halfax a call!
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broster
Premium Member
Registered: 6th Dec 02
Location: Drives: E39
User status: Offline
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you need a p60 to proove you earnings.......
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Russ
Member
Registered: 14th Mar 04
Location: Armchair
User status: Offline
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quote:
Originally posted by broster
you need a p60 to proove you earnings.......
i didnt mate, the bloke i spoke to just said it would be ok.
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ChrisD16v
Member
Registered: 16th Jun 04
Location: Chester, Cheshire
User status: Offline
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Nope me neither I just told him how much my basic salary was and he just accepted my word for it.
[Edited on 27-05-2007 by ChrisD16v]
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Ecosse Sport
Member
Registered: 5th Jun 02
User status: Offline
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I think I've got it sorted, I've be told that as along they can see a P60 which matches the pay I've told them then it'll be fine.
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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lenders usually ask for a p60 when an applicants income includes commission/overtime/bonus and they want it to be taken into account
when its just a basic salary they can usually verify this on bank statements or a payslip
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