BARKEY
Member
Registered: 14th Jan 03
Location: Feltham, Drives:16v 1.6 Zetec Escort
User status: Offline
|
I got 3 points on my licence back in december (speeding doh)
I havent told my insurance company yet, should i bother or not??????
|
Cybermonkey
Member
Registered: 22nd Sep 02
Location: Sydney, Australia
User status: Offline
|
yes you should! They will want to load your premium straight away!
Dave
|
BARKEY
Member
Registered: 14th Jan 03
Location: Feltham, Drives:16v 1.6 Zetec Escort
User status: Offline
|
what would happen if i dont??? how long do they last on my licence???
|
MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
|
think its a minimum of 4 years although you dont ave to declare them after 3 years??
think thats right!
|
Cybermonkey
Member
Registered: 22nd Sep 02
Location: Sydney, Australia
User status: Offline
|
3 years i think? Then they are wiped off your license. I think you should tell the insurance company though or they may refuse to pay out if you have an accident.
Dave
|
Sporty
Member
Registered: 28th Mar 01
Location: South Wales
User status: Offline
|
They are only active for 3 years but will stay on your licence for 5. most insurance Co. dont mind bout the first 3 points as so many ppl now have at lest one speed related ofence against them.
|
BARKEY
Member
Registered: 14th Jan 03
Location: Feltham, Drives:16v 1.6 Zetec Escort
User status: Offline
|
so is it worth telling them then??? I cant really afford for my premium to go up any more
|
Cybermonkey
Member
Registered: 22nd Sep 02
Location: Sydney, Australia
User status: Offline
|
how old are you?
Dave
|
jc-sxi
Member
Registered: 25th Mar 02
Location: Downe, Kent
User status: Offline
|
ask romford astra 
|
BARKEY
Member
Registered: 14th Jan 03
Location: Feltham, Drives:16v 1.6 Zetec Escort
User status: Offline
|
20, with 1 yr no claim bonus, 2 accidents 1 my fault 1 not, my insurance is up for renew in december
|
Cybermonkey
Member
Registered: 22nd Sep 02
Location: Sydney, Australia
User status: Offline
|
hmm, my advice would be to tell insurance company then. If you were 17 i would say keep shtum!
Dave
|
jc-sxi
Member
Registered: 25th Mar 02
Location: Downe, Kent
User status: Offline
|
keep stum 
comes to claim doh insurance invalid 
|
BARKEY
Member
Registered: 14th Jan 03
Location: Feltham, Drives:16v 1.6 Zetec Escort
User status: Offline
|
1 says keep stum, and 1 says tell all. HHHEEEEELLLLLLPPPPPPP
|
viera
Member
Registered: 26th Oct 02
Location: 2nd Star to the right & straight on till morn
User status: Offline
|
The question is do you want to drive with insurance or not,
Telling them means if you need to claim you will be OK,
Not telling them means if you need to claim, and they find out you have three pionts (and they will) you will not be covered and liable to be personally sued if you cause a third party to hurt themselves or damage property, now that would be even more expensive....your choice though.
|
jc-sxi
Member
Registered: 25th Mar 02
Location: Downe, Kent
User status: Offline
|
... and b prosecuted by the feds
|
d0gz_bollox
Member
Registered: 8th Apr 02
Location: Walsall
User status: Offline
|
tell them. they wont increase your premium until you go for your next quote. most dont care about extra points. unless your young then its just an excuse for them to charge extra money. I got 5 points on my license for speeding last yera(im 20years old) and it made no difference to my policy when I renenewed with a different company.
|
Mikorsa16v
Member
Registered: 2nd Sep 02
Location: Burgess Hill, West Sussex
User status: Offline
|
i would tell them matey, up 2 u tho
|
and-m
Member
Registered: 5th May 02
Location: Liverpool. Drives. Skud vRS.
User status: Offline
|
quote:
Originally posted by BARKEY
20, with 1 yr no claim bonus, 2 accidents 1 my fault 1 not, my insurance is up for renew in december
Yes you fool.
[Edited on 24-02-2003 by and-m]
|
d0gz_bollox
Member
Registered: 8th Apr 02
Location: Walsall
User status: Offline
|
ps if you dont tell them then they could revoke your insurance, if your in an accident on your own, nothing will come from it, but if your in an accident with a 3rd party, you'll likely get done for no insurance AS well as having to pay for there claim
|
BARKEY
Member
Registered: 14th Jan 03
Location: Feltham, Drives:16v 1.6 Zetec Escort
User status: Offline
|
hmmm maybe i should tell them then!!!!
|
Redcorsa69
Member
Registered: 21st Sep 02
Location: Rotherham
User status: Offline
|
when i got mine they said to just tell them when I came to renew my policy always worth it tho mate to be on the safe side.
|
BARKEY
Member
Registered: 14th Jan 03
Location: Feltham, Drives:16v 1.6 Zetec Escort
User status: Offline
|
yeah im gonna tell them at the end of the week, I get paid then just incase!!!!
|
