Twiggy
Member
Registered: 15th Oct 04
User status: Offline
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Had offer in principle from A+L on a morgage....
We have sold our gaff and offer excepted on new one
and guess what! yesh you guessed it A+L dont want to no!
Looks like we will have to move out of our gaff till we get the morgage we want 
fucking devvo'd!
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C2RL R
Member
Registered: 28th Mar 02
Location: Redcliffe, QLD
User status: Offline
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bet your gutted...what was their reason?
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whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
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should have got a mortagage certificate to prove they would honour what they offered you
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Dee
Banned
Registered: 19th Sep 01
User status: Offline
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Offer in principle means nothing, you would have sent them your details and they would have told you what you can borrow, no credit checks would have been done at that point.
I got a mortgage agreed in principle for 175k, means nothing until its been credit checked and the survey done on the house your buying.
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Twiggy
Member
Registered: 15th Oct 04
User status: Offline
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well i was told by the F.A. that its all ready to be signed just need a house to buy!
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K17STY
Member
Registered: 13th Dec 02
Location: West Lothian
User status: Offline
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they do the credit checks at offer in principle stage. its the house valuation they havent done at that stage.
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Twiggy
Member
Registered: 15th Oct 04
User status: Offline
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kewl!
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whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
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quote:
Originally posted by Dee
Offer in principle means nothing, you would have sent them your details and they would have told you what you can borrow, no credit checks would have been done at that point.
I got a mortgage agreed in principle for 175k, means nothing until its been credit checked and the survey done on the house your buying.
certificate allows for checks to be made with a principle offer. of course survey needs to be done but the certifiacte proves to buyers you are in position to make an offer thorugh the banks carrying out checks before hand
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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If you have trouble getting a mortgage because of adverse credit history or whatever, U2U me as I work for a company that does mortgages for people who can't ordinarily get them through High Street banks etc. 
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Twiggy
Member
Registered: 15th Oct 04
User status: Offline
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think were sorted now
we have had a date of the 21st july!
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