corsasport.co.uk
  Not logged in [Login - Register]  
You Are Not Registered Or Not Logged In  

Corsa Sport » Message Board » General Chat » what to do? Insurance + Essay warning


New Topic
New Poll 		  Subscribe | Add to Favourites

You are not logged in and may not post or reply to messages. Please log in or create a new account or mail us about fixing an existing one - register@corsasport.co.uk

There are also many more features available when you are logged in such as private messages, buddy list, location services, post search and more.


Author what to do? Insurance + Essay warning
Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
   31st Jul 07 at 17:14   View User's Profile U2U Member Reply With Quote
insurance
21 4NCB 2.0 16V Modified Corsa
last year: Brntache - £1200 (1150 for the 1.6 with a £50 charge to put my 2.0 in)
Renewal
brentache = £1074.0
OR
Flux = £889

I have to ring brentache back tomorrow to try and beat flux's quote, but they wont be able to becasue i feel flux have a better link with "highways agency" insurance.

What am i to do?

Get Brentache as close as i can toFlux an then take that renewal or go with flux and be raped on admi fee's and poor claims service?

I Really do like brentache and love the way they work but there renewal rice is o high IMHO for me (not trying to be big headed).
I really dont mind paying more to be away from flux as i hate their admin fees for everything you change - Brentachre just say "thanks forletting us know", as i did this last year, but i just cannot pay that much difference more.

BTW tried others and they just couldnt get anywhere near the price (E.g HIC - £2k:lol


Sorry for the essay.
Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
31st Jul 07 at 17:15   View User's Profile U2U Member Reply With Quote
oh and Flux's excess is £350 / Brents is £500
Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
31st Jul 07 at 17:16   View User's Profile U2U Member Reply With Quote
At the end of the day, it all comes down to money mate, if you can afford it go with brentache and try to knock prices down though
Liam
Member
Registered: 19th Jan 06
Location: Stafford
User status: Offline
31st Jul 07 at 17:23   View User's Profile U2U Member Reply With Quote
Tried Endsleigh?
Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
31st Jul 07 at 17:26   View User's Profile U2U Member Reply With Quote
Endsliegh kept me on hold for over 7 minute, i put the phone down.

I know its money but how can i justify spending so much and having a bigger excess?
Kathryn W
Member
Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
31st Jul 07 at 17:30   View User's Profile U2U Member Reply With Quote
Just ring them up tomorrow and ask them if they can lower it.

They did that last time didnt they?
Ste L
Member
Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
31st Jul 07 at 17:32   View User's Profile U2U Member Reply With Quote
just say to them flux quoted me this, can you beat it, if not, i'll be using them?
Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
31st Jul 07 at 17:32   View User's Profile U2U Member Reply With Quote
i said that i was doing that anyway women
Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
31st Jul 07 at 17:36   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ste L
just say to them flux quoted me this, can you beat it, if not, i'll be using them?

i said this last year and they knocked 200£ off, if they an get it down to £900 (by Direct debit) i will go with them,

But if they cannot do i bite the bullet and fork out admin fees and that for flux?

im trying to work out what im going to do over the next year tosee if the admin fees will take it past Brentachres quote. but i cannot think of what i want to do with it
Ian
Site Administrator

Avatar

Registered: 28th Aug 99
Location: Liverpool
User status: Offline
31st Jul 07 at 17:50   View Garage View User's Profile U2U Member Reply With Quote
That's £185 difference, which means you can accrue £185 in admin fees before you're square on the purchase, plus if you crash with Flux it will again be cheaper - assuming they pay of course.
paul.mitchell1984
Member
Registered: 31st Aug 06
Location: Wakefield
User status: Offline
31st Jul 07 at 17:50   View User's Profile U2U Member Reply With Quote
tell them to match it or youl move on, see where it gets you it worked wi me but on norwich union when i 1st started driving.
Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
31st Jul 07 at 17:52   View User's Profile U2U Member Reply With Quote
thats may point, Flux are ment to be really really bad with claiming if t all goes pete tong

but can thatbe the arer of spending money money on "if's and buts"

[Edited on 31-07-2007 by Gaz]
Adam_B
Member
Registered: 13th Dec 00
Location: Lancashire
User status: Offline
31st Jul 07 at 17:53   View User's Profile U2U Member Reply With Quote
It actiually the people flux use, helphire that are shit.
Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
31st Jul 07 at 17:56   View User's Profile U2U Member Reply With Quote
ahh ok, thats abit better adam,
Adam_B
Member
Registered: 13th Dec 00
Location: Lancashire
User status: Offline
31st Jul 07 at 17:57   View User's Profile U2U Member Reply With Quote
well not really cos you would still have to deal with them
Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
31st Jul 07 at 17:58   View User's Profile U2U Member Reply With Quote
yes, true - but i may go back with flux as i am a safe drive - ts just when the old bint ram's you it goes all wrong
IvIarkgraham
Premium Member

Avatar

Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
31st Jul 07 at 18:21   View Garage View User's Profile U2U Member Reply With Quote
why would you have to pay admin fees?
Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
31st Jul 07 at 18:24   View User's Profile U2U Member Reply With Quote
because everyone is a "broker" and dont insure you

they need to mae money some way so when i mod it they charge
STANNY
Member
Registered: 4th Jan 07
User status: Offline
31st Jul 07 at 21:33   View User's Profile U2U Member Reply With Quote
Heard of some really bad things about Highway, who Flux deal with, as when you have a crash even if not your fault they may not pay out.

Is it worth that extra money and knowing your dealing with reputable company like brentacre, or deal with a company that potentially wont pay out, even if you have payed insurance. Hope this helps mate.
Adam_B
Member
Registered: 13th Dec 00
Location: Lancashire
User status: Offline
31st Jul 07 at 22:03   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by STANNY
as when you have a crash even if not your fault they may not pay out.


thats to do with the third partys insurance, doesnt make a difference who your with if someone hits you.
willay
Moderator
Organiser: South East, National Events
Premium Member

Avatar

Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
31st Jul 07 at 22:04   View Garage View User's Profile U2U Member Reply With Quote
money is one thing, but customer service is another, if you have an insurer that has treated you well and given you brilliant service, then surely they are worth the bit extra?
Ant
Member
Registered: 12th May 02
Location: Hereford and Worcester
User status: Offline
31st Jul 07 at 22:10   View User's Profile U2U Member Reply With Quote
I left Brentacre for HIC saved me £700 on my 2 policys
Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
31st Jul 07 at 22:24   View User's Profile U2U Member Reply With Quote
I'm with Lloyds TSB because their customer service has been fantastic. Swapped cars after cars with them and even gave me free insurance on a courtesy car when the windscreen broke on the Corsa. Also replaced two windows on two separate occasions without a problem. Never lost my ncb either.

I use them for banking too and it's the same service throughout.

£185 is a fair bit of cash though. I'd personally take a chance but depends if you're planning on doing more work to your car or need to contact them on this policy.

I can't really complain about my insurance now. Only paid £256 fully comp Excess is up to £450 but only to keep the costs down. Not crashed in the past 6/7 years, hopefully won't any time soon.
corsa-sxi
Member
Registered: 11th Jul 03
Location: Kingston upon Hull
User status: Offline
1st Aug 07 at 01:55   View User's Profile U2U Member Reply With Quote
mate

i was in exactly same situation as u

22yrs old, 2 yrs ncb 1.2 SXI, no claims/convictions

ensign thru brentacre renewal £780

highways thru flux £525, thats £255 difference, i rang brentacre asking for them to match it, so i got flux to send me a written quote

suprisingly brentacre matched it!

 
New Topic
New Poll

Corsa Sport » Message Board » General Chat » what to do? Insurance + Essay warning 23 database queries in 0.2601800 seconds