Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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I have two accounts, an ISA Saver and an Instant Saver. Accounts were set up over 5 years ago with the idea of putting 3k in the ISA and anything over that 3k in the Instant Saver. I'm now sorthing things out after finishing uni and getting a full time job.
ISA - 4.31% Gross p.a.
Instant Saver - 1.46% Gross p.a.
I'm assuming the ISA is a decent intrest rate but is the Instant Saver account a bit low on intrest?
Idea is to start putting the 3k away again in the ISA and anything extra into the Instant Saver or a higher intrest account.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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I thought the ISA was 5.5% interest
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Coming up online as 4.31 on my account.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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this is what ive got - http://www.halifax.co.uk/isas/isasaverdirect.asp
Save up to £3k a year.
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Says it's a varible rate. Could be why it's sitting at 4.31% on my account.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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seems low!! mine was 5% when I joined & has gradually went up, its at 5.75% just now!!
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Think i'll call them tomorrow and make an appointment.
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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The current account has 5% interest provided it has £1000 in it.
Web Saver - 5.50%
ISA - 6.25%
Stocks & shares - Variable on stock market obviously.
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