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Author Cancelling car insurance
marklaruk
Member
Registered: 4th Sep 04
Location: Leeds
User status: Offline
28th Sep 07 at 12:52   View User's Profile U2U Member Reply With Quote
is it as easy as ringing up and just saying i wana cancel it and they might charge me a cencellation fee?
Haimsey
Premium Member

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Registered: 8th May 05
Location: Nottingham Drives: Corsa B
User status: Offline
28th Sep 07 at 12:55   View Garage View User's Profile U2U Member Reply With Quote
Will lose NCB canceling it early though. Probably know that though.

Marcy Marc

White Sport Progress Thread
IndyKalsey
Member
Registered: 26th Oct 06
Location: Manor Park, East London
User status: Offline
28th Sep 07 at 12:55   View User's Profile U2U Member Reply With Quote
i think they'd only charge you if you cancel it within 2 weeks of opening/renewing your insurance

* Its in the small print somewhere *
CR7
Banned
Registered: 27th Sep 07
User status: Offline
28th Sep 07 at 12:57   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Haimsey
Will lose NCB canceling it early though. Probably know that though.


You dont loose your NCB, you just dont gain the one you would theoretically be earning from the policy
marklaruk
Member
Registered: 4th Sep 04
Location: Leeds
User status: Offline
28th Sep 07 at 12:58   View User's Profile U2U Member Reply With Quote
thx guys will give em a ring
Iain M
Member
Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
28th Sep 07 at 12:59   View User's Profile U2U Member Reply With Quote
Yep. Was easy for me. They said they would cancel then send a letter saying how much you get refunded if any and how much you owe if an installmant is due to go out.
marklaruk
Member
Registered: 4th Sep 04
Location: Leeds
User status: Offline
28th Sep 07 at 13:01   View User's Profile U2U Member Reply With Quote
also can i just say im cancelling because i have found soemone ALOT cheaper or bullshit something up~?
CR7
Banned
Registered: 27th Sep 07
User status: Offline
28th Sep 07 at 13:14   View User's Profile U2U Member Reply With Quote
They will let you go, as even if its cheaper wont be worth it still if you think about it
strick206
Member
Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
User status: Offline
28th Sep 07 at 13:15   View User's Profile U2U Member Reply With Quote
how long have you had the policy?

paying annually or monthly?
marklaruk
Member
Registered: 4th Sep 04
Location: Leeds
User status: Offline
28th Sep 07 at 13:20   View User's Profile U2U Member Reply With Quote
been with em for about 3 years or more now the policy in question i have had for about 15 months or so

pay monthly
marklaruk
Member
Registered: 4th Sep 04
Location: Leeds
User status: Offline
28th Sep 07 at 13:31   View User's Profile U2U Member Reply With Quote
34 squid to cancel

i have to return my certificate of insurance to them within 7 days...

i didnt get one when it renewed so ill just send them sum random bullshit haha
CR7
Banned
Registered: 27th Sep 07
User status: Offline
28th Sep 07 at 13:58   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by marklaruk
34 squid to cancel

i have to return my certificate of insurance to them within 7 days...

i didnt get one when it renewed so ill just send them sum random bullshit haha


If your cancelling to change mid way through a policy, your wasting your time you do realise?
johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
28th Sep 07 at 15:23   View User's Profile U2U Member Reply With Quote
If you take out a policy and decide to cancel it 6 months into the policy, you are entitled to a letter from your insurer stating you have 6months NCB, i did this with Norwich Union.

You could then take out a new policy and after 6 months you have 1yrs NCB, cancel it again and start a new policy with a full years bonus.
johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
28th Sep 07 at 15:25   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by marklaruk
34 squid to cancel

i have to return my certificate of insurance to them within 7 days...

i didnt get one when it renewed so ill just send them sum random bullshit haha


it's an offence not to return the certificate, i didnt bother returning mine to norwich union as i no longer had the car and i didnt get any comeback.
Haimsey
Premium Member

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Registered: 8th May 05
Location: Nottingham Drives: Corsa B
User status: Offline
28th Sep 07 at 15:31   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by CR7
quote:
Originally posted by Haimsey
Will lose NCB canceling it early though. Probably know that though.


You dont loose your NCB, you just dont gain the one you would theoretically be earning from the policy
##
Thats what i meant

Marcy Marc

White Sport Progress Thread
marklaruk
Member
Registered: 4th Sep 04
Location: Leeds
User status: Offline
29th Sep 07 at 21:46   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by CR7
quote:
Originally posted by marklaruk
34 squid to cancel

i have to return my certificate of insurance to them within 7 days...

i didnt get one when it renewed so ill just send them sum random bullshit haha


If your cancelling to change mid way through a policy, your wasting your time you do realise?


no??

 
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