Colin
Member
Registered: 4th Apr 02
User status: Offline
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Got a halifax Credit Card & the 0% apr offer ends next month. I dont owe anything on it however I like being able to buy something for x-amount & pay it over a couple months, £100 a month or whatever....its nice to have.
Anyway what I want to know is would I be able to cancel the current card then apply for another Halifax Card with a fresh 12 month 0% offer?? Or would they say no? 
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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more than likely a no, ring them and check as some will let you if you use it enough, doubtful though.
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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Probably some minimum time before reapplying.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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I use it quite often, always make a payment every month though, usually pay the balance quite quick.....im the type of guy banks hate
I could try someone else but my incomes not that great atm & dont want to apply & get turned down.
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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most cc companies are charging a % fee on balance transfers now 
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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I dont have a balance to transfer, I just like being able to pay stuff up....seems less of a blow at the time 
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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im just saying 
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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I had this with Halifax. Finsished that card within the 0% and shredded it. Now I have a new HSBC offer with 12 Months 0%
Corsa 2.0 16v Vegas - Sold
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psycho sport
Member
Registered: 27th Mar 03
Location: Guildford Surrey Drives: Vauxhall Monaro
User status: Offline
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have to wait 4 to 6 months i think before you can reapply for a cradit card at the same bank.
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Daniel_Corsa
Premium Member
Registered: 21st Apr 04
Location: Wigton, Cumbria
User status: Offline
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Just get another with 0% on purchases, for 6-12 months then go back to the next 0% cc.
Halifax are currently doing 15 Months 0% Balance Transfers & Purchases.
April '06' Corsasport Feature Car  | Aug '08' Total Vauxhall Feature Car | Spring '09' Fast Car Feature Car
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