How well do you manage your money? - Corsa Sport - for Vauxhall and Opel Corsa B, Corsa C and Corsa D

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AndyKent

Member

Registered: 3rd Sep 05
User status: Offline

7th Jan 08 at 10:29

Then set yourself a target to finish it. Basically you just want something to focus on other than the money.

If you really need the savings only buy one pair of shoes a month for example. You don't need to stop spending, just spend less. Easily said however

willay

Moderator
Organiser: South East, National Events
Premium Member

Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline

7th Jan 08 at 10:55

again I dont really need the savings, but I have this obsession of having money in my account :lol

AndyKent

Member

Registered: 3rd Sep 05
User status: Offline

7th Jan 08 at 11:00

Last resort, but rob a bank?

willay

Moderator
Organiser: South East, National Events
Premium Member

Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline

7th Jan 08 at 11:01

sounds good.

Edd

Member

Registered: 8th Nov 04
Location: Glasgow
User status: Offline

7th Jan 08 at 11:06

live for the moment

what use is money in a savings account you could die tommorrow FFS

danielleG

Member

Registered: 25th Jun 07
Location: essex
User status: Offline

7th Jan 08 at 11:37

i wish i had saved money too when i was younger, i left school and at 16 went straight into earning 14k a year...blew the lot up the wall with nothing to show for it. I wish i had money to save nowadays! as a single parent NOT on benefits, i have my own house to pay for and all bills, not to mention cars etc.

[Edited on 07-01-2008 by danielleG]

Edd

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Registered: 8th Nov 04
Location: Glasgow
User status: Offline

7th Jan 08 at 11:52

why not on benefits? if you are due money take it thats why you pay taxes

danielleG

Member

Registered: 25th Jun 07
Location: essex
User status: Offline

7th Jan 08 at 11:57

because i work, cant deal with sitting on my arse all day claiming money from the goverment when i could be out there stretching my brain!

willay

Moderator
Organiser: South East, National Events
Premium Member

Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline

7th Jan 08 at 12:02

i think i love you danielle

Edd

Member

Registered: 8th Nov 04
Location: Glasgow
User status: Offline

7th Jan 08 at 12:13

quote:
Originally posted by danielleG
because i work, cant deal with sitting on my arse all day claiming money from the goverment when i could be out there stretching my brain!

no you tube im not saying stop working im saying if you are due top ups like working family tax credits and such you should take them

Member

Registered: 5th Jul 00
Location: Aberdeen City
User status: Offline

7th Jan 08 at 13:09

I'm (we're) shite with money...

have it, spunk it...

We are going through sooo much cash on the house though that we havent really had money to spend freely for a while.

2 mortgages, 3 cars.... dont really have any savings at the moment as just paid for new windows

currently 'save' about 1k a month, but its spent on new things for the house as soon as its in the bank though

AndyKent

Member

Registered: 3rd Sep 05
User status: Offline

7th Jan 08 at 13:12

But to be fair AK, I'd rather spend all my money on a mortgage than save it.

Far better investment than any savings account.

[Edited on 07-01-2008 by aPk]

Aaron

Member

Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline

7th Jan 08 at 13:30

quote:
Originally posted by Edd
live for the moment

what use is money in a savings account you could die tommorrow FFS

I told my dad that if i die, i want him to buy a 911 with my money

It'll be used one way or another that way

Edd

Member

Registered: 8th Nov 04
Location: Glasgow
User status: Offline

7th Jan 08 at 13:55

so your dad benefits from you scrimping and saving

rather you than me

BYRON

Member

Registered: 1st Jun 04
User status: Offline

7th Jan 08 at 14:05

Im ok with my money. I track it from when it goes into my account using a spreadsheet I knocked up. Deduct any spend and savings and generally work downards to £zero every month.

If I get a odd number in my account or pence, I put it straight into savings. You will be surprised how much it builds up.
I saved £7500 last year with little effort.

I could/should have saved alot more than that, but luxuries were bought i.e mountain bike, 2 Lcd TV's, lap top and loads of dfesigner clothes.

Any money I save now is going to be used towards a house.

Ian W

Member

Registered: 8th Nov 03
Location: Wirral, Merseyside
User status: Offline

7th Jan 08 at 15:21

Im generally ok with money, although I never have anything left at the end of the month I only spend what I have, don't have a credit card to spend on.

Currently trying to clear my overdraft this month and im setting up a direct debit to start saving a set amount every month, moving into my own place later this year so I will need to stop impluse buying and have a bit of cash saved up

Aaron

Member

Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline

7th Jan 08 at 16:19

quote:
Originally posted by Edd
so your dad benefits from you scrimping and saving
rather you than me

No, because I don’t plan on dieing

That’s just a contingency plan

whitter45

Member

Registered: 15th Nov 02
Location: Norton
User status: Offline

7th Jan 08 at 16:44

quote:
Originally posted by Edd
why not on benefits? if you are due money take it thats why you pay taxes

fuck that benefits should be banned

Colin

Member

Registered: 4th Apr 02
User status: Offline

7th Jan 08 at 17:38

quote:
Originally posted by Edd
live for the moment

what use is money in a savings account you could die tommorrow FFS

Yeah thats all fine & dandy, but you probably wont die tomorrow. I want to be able to retire at 50 maybe 55 & live off the fruits of my last 30odd yrs hard graft, maybe have a place abroad. You wont get that if you live for the moment, I cant see the government pension or even many company ones being worth the paper their written on when were in our senior years.

Aaron

Member

Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline

7th Jan 08 at 19:43

Couldn't have said that better myself tbh ^

[Edited on 07-01-2008 by Aaron]

Graham88

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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline

7th Jan 08 at 23:17

Once parents are paid off I hope to save around a grand a month if I make no big purchases. I can easily live off the remaining amount. I've always been good with saving, just I'm choosing to spend at the moment so I can get the things I want, which is pretty much done now.

Edd

Member

Registered: 8th Nov 04
Location: Glasgow
User status: Offline

8th Jan 08 at 07:51

quote:
Originally posted by Colin

quote:
Originally posted by Edd
live for the moment

what use is money in a savings account you could die tommorrow FFS

Yeah thats all fine & dandy, but you probably wont die tomorrow. I want to be able to retire at 50 maybe 55 & live off the fruits of my last 30odd yrs hard graft, maybe have a place abroad. You wont get that if you live for the moment, I cant see the government pension or even many company ones being worth the paper their written on when were in our senior years.

my government pension will be just fine and my state one

Ian

Site Administrator

Registered: 28th Aug 99
Location: Liverpool
User status: Offline

8th Jan 08 at 09:31

State pension won't be worth a carrot in 30 years. Interest rates being what they are, there won't be much money there and as you'll live longer it'll need to last for that long.

Tom

Member

Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline

8th Jan 08 at 10:01

I am complete toss with money, earn it > spend it, and some.

I am hoping to get myself sorted this year finally though, got some good prospects again and my priorities have changed. Can't see myself saving any this year just getting myself sorted and getting car, holiday etc.

Working for a fairly money savvy fella at moment so going to ask for some advice from him over coming months as to how best plan for future.

Robbo

Member

Registered: 6th Aug 02
Location: London
User status: Offline

8th Jan 08 at 11:19

quote:
Originally posted by Edd

quote:
Originally posted by Colin

quote:
Originally posted by Edd
live for the moment

what use is money in a savings account you could die tommorrow FFS

Yeah thats all fine & dandy, but you probably wont die tomorrow. I want to be able to retire at 50 maybe 55 & live off the fruits of my last 30odd yrs hard graft, maybe have a place abroad. You wont get that if you live for the moment, I cant see the government pension or even many company ones being worth the paper their written on when were in our senior years.

my government pension will be just fine and my state one