Tim
Site Administrator
Registered: 21st Apr 00
User status: Offline
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Yeah they phoned the underwriter while I was on the phone. I was promptly told to piss off.....
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Bennn
Member
Registered: 20th May 01
Location: was newcastle now Sweden
User status: Offline
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do LV do agreed price policies or do you just get the money back for the base car and lose the money paid for the conversion?
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Tim
Site Administrator
Registered: 21st Apr 00
User status: Offline
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God knows, didn't ask cos they wouldn't quote me....
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Fad
Member
Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
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Tim i dont know whats goin on... i rang up LV and they quoted me £1300 FC and i am 19 with 0 NCB
Pete (aka monkey) is also 19 insured on a 2 litre 16v?
try riging up again and seein what slant they take on it... 
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Tim
Site Administrator
Registered: 21st Apr 00
User status: Offline
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For a 2L??? Hmmmm... what's ur postcode and have u had any claims in the past and any points?
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Fad
Member
Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
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Yep for a 2 litre 
post code is DA2 6JW
no accident no points... was on my old mans insurance for three years driving a 1.4 16v.
and this quote included body kit, wheels, ICe and legal expenses too
i think it depends on who u talk to... my mate insured his punto with LV and half the mods he told the woman on the other side of the phone she didn't know what they were and he blagged it off as maintainance parts
hope this helps fella
[Edited on 15-03-2003 by fadscorsa]
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Tim
Site Administrator
Registered: 21st Apr 00
User status: Offline
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Hmmmm this is sooooo weird. She phoned the underwriter while I was on the phone and they wouldn't even quote me....
I had an accident 3 years ago and I've got 3 points, but surely they could have just quoted me £1700 odd, ESPECIALLY as I'm 21!
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Kris TD
Member
Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
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its cos u have no no claims, get 1 year and u will get quotes easy. thats what my mate got told by liverpool vic when he rang up bout conversions.
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Tim
Site Administrator
Registered: 21st Apr 00
User status: Offline
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Fadscorsa come in Instant Chat.....
Yeah I figured this Kris -- funny why they were so off with me though. Greenlight were really nice, but just said, you need 1 year NCB.....
[Edited on 15-03-2003 by Tim]
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Phil321
Member
Registered: 10th Mar 01
Location: Manchester
User status: Offline
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very wierd, LV quoted me 1089 on a 2ltr turbo, 19 with 1yr NCB!
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Kris TD
Member
Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
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pete-w rang up bout having a 1.8 16v engine in his clio, wouldnt quote, but they quoted him 900 on a 16v clio, silly. hes 21 and has no no claims.
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Fad
Member
Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
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tim u got msn? fadscorsa@hotmail.com
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Kieran McMutrie
Member
Registered: 1st May 02
Location: North West
User status: Offline
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ha ha I pay £687 FC for mine with LV. But then I do have 5yrs no claims and I'm 23. Arr the advantage of having your own policy when you're young.
LV don't replace your mods by the way. Only back to standard. but I'm saving a fortune so I'd have to be in a pretty bad crash to lose a lot. Hey you take your chances sometimes.
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Kenni
Member
Registered: 29th Jan 01
Location: Worcester(sauce) Drives: VX220 & Zaffy GSi
User status: Offline
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quote:
Originally posted by Kieran McMutrie
ha ha I pay £687 FC for mine with LV. But then I do have 5yrs no claims and I'm 23. Arr the advantage of having your own policy when you're young.
LV don't replace your mods by the way. Only back to standard. but I'm saving a fortune so I'd have to be in a pretty bad crash to lose a lot. Hey you take your chances sometimes.
687?????? is that with a 2.0l in corsa???
i'm 25 with 8yr NCB paying 287 currently..wonder how much a 2.0 will cost me  tempting..
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Fad
Member
Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
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u know it makes sense 
shame theres gunna be too many 2 ltrs on the roads 
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stubbsy
Member
Registered: 5th Jun 01
Location: stoke-on-trent
User status: Offline
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not 2ltr turbo's though
could be because youve got a claim against you? its worse than beeing 19 with 0 ncb.
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Fad
Member
Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
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welli am chffed with 1300 FC with all mods declared
goodluck Tim u'll get there matey
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Tim
Site Administrator
Registered: 21st Apr 00
User status: Offline
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Yeah just annoying this claim was 3 years ago.... Seems so long ago to me, but they still count it.... How much has my driving changed in 3 years....
[Edited on 16-03-2003 by Tim]
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stubbsy
Member
Registered: 5th Jun 01
Location: stoke-on-trent
User status: Offline
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how long do they stay on for??
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Tim
Site Administrator
Registered: 21st Apr 00
User status: Offline
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5 years I think with Liv Vic. Some insurers are only 3 years, some 4. I'll phone around Monday -- got some ideas....
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Kris TD
Member
Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
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quote:
Originally posted by Kieran McMutrie
LV don't replace your mods by the way. Only back to standard. but I'm saving a fortune so I'd have to be in a pretty bad crash to lose a lot. Hey you take your chances sometimes.
they do if u tell them about them, all mine are covered.
oh and it didnt cost anymore either.
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Kieran McMutrie
Member
Registered: 1st May 02
Location: North West
User status: Offline
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Thats not what they told me on the phone cos I asked this question specifically! I've told them about all of mine (Kenni yes 2 litre on TB's) and she said they replace back to standard.
Also when I swapped the size of my wheels they said it doesn't matter they replace back to original anyway. Hmm what mods do you have Kris?
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Dan B
Member
Registered: 25th Feb 01
User status: Offline
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Liverpool Victoria do replace mods, actually......I asked that specifically when I took out the policy. Full like-for-like up to £5,000 per single part, I was told.
And I've been screwed-over with NCB aswell, since I was a named-driver for the first 7.5 years, but then again, I couldn't afford to run the car while in Uni.
So I'm now paying £820 on a 1.6 16v Sport, at 26, with 2 years NCB.
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Cole
Member
Registered: 11th Nov 02
Location: eastbourne Drives:zafira sold now a qashqai
User status: Offline
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tim try HIC my mates 21 with no ncb hes got mk3 astra gsi turbo 18's full kit exhaust 900 fully comp and can drive any car
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Kieran McMutrie
Member
Registered: 1st May 02
Location: North West
User status: Offline
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It's weird how they told us different things then. Think I'll give them a ring this week find out what's going on!
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