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Author Majorly Annoyed!!!
AlexSXI
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Registered: 10th Jan 08
Location: Colchester, Essex
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   31st Jan 08 at 14:59   View User's Profile U2U Member Reply With Quote

was reversin out of a space in asda car park earlier today, and a young woman in an 07-plate mini when into the back of me. No damage at all to either car but she is still tryin to claim, the accident is 100% my fault becoz i was reversin, meanin i lose my no-claims-bonus!
i feel majorly cheated!
Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
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31st Jan 08 at 15:00   View User's Profile U2U Member Reply With Quote

you were reversing and SHE went into the back of you
WU-TANG- DAN
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Registered: 30th Nov 07
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31st Jan 08 at 15:01   View User's Profile U2U Member Reply With Quote

if you read my 50-50 thread on the general chat section, (its only a few topics down)

yeh, i know what you mean by feeling 'cheated'

what about persuing her for driving without due care and attention?
RichR
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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
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31st Jan 08 at 15:03   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Hamish
you were reversing and SHE went into the back of you


he was reversing out of a spot - its his fault - reversing into oncoming trafic. Only way you could possibly get her is if she was on the wrong side of the road; being a car park and all, people seem to forget about the rules of the road
RichR
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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
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31st Jan 08 at 15:03   View Garage View User's Profile U2U Member Reply With Quote

ask the store for video footage

If she was exceeding the (normally posted 5mph) speed limit on the car park

[Edited on 31-01-2008 by LiVe LeE]
AlexSXI
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Registered: 10th Jan 08
Location: Colchester, Essex
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31st Jan 08 at 15:04   View User's Profile U2U Member Reply With Quote

yes i was reversin out of a space and the car in the space directly opposite decided to comes fowards even tho she saw me reversin
surely she saw my reverse lights
Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
31st Jan 08 at 15:04   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by AlexSXI
yes i was reversin out of a space and the car in the space directly opposite decided to comes fowards even tho she saw me reversin
surely she saw my reverse lights

assuming is the mother of all fuck ups
RichR
Premium Member

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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
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31st Jan 08 at 15:05   View Garage View User's Profile U2U Member Reply With Quote

50/50 on that then I guess; footage would prove who moved first but to be hoenst they'l probably make you pay for your own damage to your own vehicles - so you might not ened to involve insurance if you don't want to
AlexSXI
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Registered: 10th Jan 08
Location: Colchester, Essex
User status: Offline
31st Jan 08 at 15:05   View User's Profile U2U Member Reply With Quote

whether you support me or not thank you for the replys and i will keep this topic page informed of any further news.
Kurt
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Registered: 23rd Oct 05
Location: Hi
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31st Jan 08 at 15:08   View User's Profile U2U Member Reply With Quote

was it a private car park?
harrisp
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Registered: 15th Dec 07
Location: Derbyshire
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31st Jan 08 at 15:57   View User's Profile U2U Member Reply With Quote

What is she claiming for if there is no damage at all?
AlexSXI
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Registered: 10th Jan 08
Location: Colchester, Essex
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31st Jan 08 at 16:13   View User's Profile U2U Member Reply With Quote

was in asda car park in colchester, and thats wat im wonderin, i dont understand, my insurer kwik-fit said i will lose my no-claims-bonus if she claims, i asked what can she claim for, and they replyed because you were at fault for the accident, damage or no damage!
Phi
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Registered: 8th Jan 07
Location: South
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31st Jan 08 at 16:59   View User's Profile U2U Member Reply With Quote

how can she claim for nothing! i dont get it.....
and yes she ovbiously wasnt paying attention to your reverse lights! even if she had seen them, she shouldnt have carried on!
AlexSXI
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Registered: 10th Jan 08
Location: Colchester, Essex
User status: Offline
31st Jan 08 at 17:07   View User's Profile U2U Member Reply With Quote

i kno! weird aint it! the guy i was tlkin 2 wen i foned insurance bout it wudnt answe my question strait! i asked him a fair few times why and how can she claim!?!?

[Edited on 31-01-2008 by AlexSXI]
Kurt
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Registered: 23rd Oct 05
Location: Hi
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31st Jan 08 at 17:11   View User's Profile U2U Member Reply With Quote

I always thought places such as asda car parks were private property and thus insurance was void?
Ste L
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Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
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31st Jan 08 at 17:15   View User's Profile U2U Member Reply With Quote

if she hit you in the back, it should be her fault


just the same as if you break hard, and someone drive's up the back of you it's their fault
Phi
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Registered: 8th Jan 07
Location: South
User status: Offline
31st Jan 08 at 17:16   View User's Profile U2U Member Reply With Quote

You need to call your insurance again, explain the situation and tell them 'I spoke to someone about it already but they was rather unclear, maybe you can shed some light and explain it to me alot clearer' blah blah.. etc etc...

just be really polite and they will be more helpful, then i guess you just sit and wait for letters stating any claims....
Phi
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Registered: 8th Jan 07
Location: South
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31st Jan 08 at 17:18   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Kurt
I always thought places such as asda car parks were private property and thus insurance was void?


i think so to, but may depend on insurance policy.

i know supermarkets have signs up saying they do not take any responsibilty for theif /accidents etc... <--- something along that line anyway.
AlexSXI
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Registered: 10th Jan 08
Location: Colchester, Essex
User status: Offline
31st Jan 08 at 17:18   View User's Profile U2U Member Reply With Quote

yeah ok, im guna phone them again tomorrow morning
John
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Registered: 30th Jun 03
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31st Jan 08 at 17:20   View User's Profile U2U Member Reply With Quote

The signs are so you can't claim asda when somebody hits you.

Think of all the cars that must hit each other in car parks, would be a bit stupid if they weren't covered.

 
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