Colin
Member
Registered: 4th Apr 02
User status: Offline
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Someone drove into the rear of me.
I need to claim for repairs to my car.
Do I need to contact my own insurance Co?
If so will they count it as a claim on me?
I just phoned the isn co of the woman that hit me & they said I need to phone my ins co to get it sorted & they will claim it back from them. Is this correct?
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Linch
Member
Registered: 4th May 06
Location: Whickham, Tyne and Wear
User status: Offline
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Corsa didn't hit you did it?
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by Linch
Corsa didn't hit you did it?
 no, pug 307
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Simon_16v
Member
Registered: 14th Aug 06
Location: Yorkshire
User status: Offline
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Im pretty sure if you claim for your car you will loose your no claims 
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by SRi_Si
Im pretty sure if you claim for your car you will loose your no claims
Ive got protected NCB, just wondering if this will count against me. Its not my fault someone drove into me surely
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Phone back and ask them how to make a third party claim on her policy and keep phoning back until you're able to do this. Involving your own insurer is just hassle you don't need.
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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yep, dont even ring your insurer
its all on her side
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Ok cool, what should I say to them?
I asked how to proceed with a claim & they fobbed me off telling me to arrange it with my own ins.co.
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Dave A
USER UNDER INVESTIGATION - DO NOT TRADE
Registered: 10th Dec 03
Location: County Durham
User status: Offline
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As ian said, try claiming yourself on her insurance. When my car was in a bump recently my insurance company (more than) were useless and tried to sting me for losing my NCB. I did it myself, got the repair quotes myself, arranged the hire car myself and made sure that the other parties insurance were aware of this. they were not very helpfull at first so I mentioned that I would seek independant legal help if we could not sort it between oursefles amicably.
I chose the garage that did the repairs, I got them to pay for it directly and them to pay for the hire car directly once all work was finished. I ended up with my NCB untoutched and my car sorted with minimal fuss, My insurabce company werent involved at all.
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Simon_16v
Member
Registered: 14th Aug 06
Location: Yorkshire
User status: Offline
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Im pretty sure with protected no claims all that happens if you loose the ncb you would of gained for this year of your insurance. Thats what happened when i had my accident.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Phoned back, spoke to someone different that wasnt a nob, everything sorted. 3rd party claims team will contact me tomorrow to arrange the repair & hire vehicle 
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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quote:
Originally posted by Colin
quote:
Originally posted by Linch
Corsa didn't hit you did it?
no, pug 307
It wasn't me
Not having much luck at the minute Colin
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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quote:
Originally posted by Colin
spoke to someone different that wasnt a nob
Always helps 
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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just started workin in insurance on the claims side, wish i knew more so i could help
most claims im dealing with are none fault and we claim back off the tp insurer
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