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Author INSURANCE & ZORST SYSTEMS
FLYING CORSA
Member
Registered: 3rd May 02
Location: HOME OF BAKEWELL PUDDIN'S
User status: Offline
3rd Apr 03 at 12:53   View User's Profile U2U Member Reply With Quote
can you get away with not telling them, if not and do you have to state that you have a de cat, and does it put your insurance up alot?
Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
3rd Apr 03 at 13:20   View User's Profile U2U Member Reply With Quote
no, nope dont have to say you have a de-cat, just say you have an aftermarket exhaust & it all depends on your insurer how much extra they add
PeteMTBer
Member
Registered: 25th Mar 02
Location: Home: Brampton, Near Carlisle, Cumbria.
User status: Offline
3rd Apr 03 at 13:59   View User's Profile U2U Member Reply With Quote
Am I right in thinking that if you said you had a decat then they may ask if the MOT was carried out with or without the CAT. If it was with the CAT your emmisions may be too high resulting in your car not being road legal?

Pete
PeteMTBer
Member
Registered: 25th Mar 02
Location: Home: Brampton, Near Carlisle, Cumbria.
User status: Offline
3rd Apr 03 at 13:59   View User's Profile U2U Member Reply With Quote
therefore not giving you insurance cover?
Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
3rd Apr 03 at 14:00   View User's Profile U2U Member Reply With Quote
doesnt matter, if your car is made after 1992 & has had the cat removed it will not pass MOT anyhow

u dont need to tell the insurance that u have de-catted, they will just put it under aftermarket exhaust modification
slugger_54132
Member
Registered: 4th Feb 03
Location: Fair Oak, Hampshire
User status: Offline
3rd Apr 03 at 20:34   View User's Profile U2U Member Reply With Quote
So how much did any of your insurance costs go up by??
matt_jonesuk
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Registered: 27th Feb 03
Location: worcester
User status: Offline
3rd Apr 03 at 21:53   View User's Profile U2U Member Reply With Quote
dont mean to be a pain but can people list the insurers who dont charge extra for exhausts, lowering etc or insurers who dont charge much

this year my insurance qas 250 but thats on my nans insurance i brought the car off her and going on my own insurance being 18 its gonna b steep anyways!
cheers
dig dave2811
Member
Registered: 6th Jan 03
Location: newport sout wales WCM
User status: Offline
3rd Apr 03 at 22:24   View User's Profile U2U Member Reply With Quote
iverpool victoria mine went up £36 with a body kit lowering alloys, they said that an exhaust isnt really classed as a modification and that it wouldnt effect the premium

 
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