Mark Prydderch
Member
Registered: 7th Mar 07
Location: Chester
User status: Offline
|
I insured my car with all the modifications declared. I'm now debating whether or not to go down the throttle body route.
I was wondering what to tell the insurance as I already have an 'induction kit' declared...do they just take the TB's as the same modification or not?
Thanks in advance.
|
Ste L
Member
Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
|
no, tb's will; add a LOT bigger premium onto the insurance..
filters dont really increase power, unlike tb's
|
Mark Prydderch
Member
Registered: 7th Mar 07
Location: Chester
User status: Offline
|
Will probably be best to phone them and find out. Will the insurance company know what TB's are?
|
Ste L
Member
Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
|
i would of thought so..
if it's a decent company
|
Mark Prydderch
Member
Registered: 7th Mar 07
Location: Chester
User status: Offline
|
Out of all these options...
Other modifications
Blueprinting
Body coloured bumpers
Bodykit (non standard)
Bodykit (optional extra)
Bonnet bulge/grill
Brakes - uprated
Bull bars
Dual controls
Engine - bored out
Engine - non standard
Engine - other alterations
Engine - standard replacement
Engine chip 00-10% inc BHP
Engine chip 11-25% inc BHP
Engine chip 26%+ inc BHP
Exterior decorative changes
Filters (non standard)
Interior changes
Low pressure gas
Mini Chilli Pack
Mini Pepper Pack
Mini Salt Pack
Modification due to disability
Rally/spot lights
Respray (different colour)
Roll cage/Roll Bars
Side skirts/sills
Spoiler/airdam - front
Supercharging
Suspension lowered (5-12.5cm)
Suspension lowered (<5cm)
Suspension other (not lowered)
Transmission changes
Turbocharging
Valence - rear
Wheel arches
Windows - Front Darkened > 30%
Windows - Rear Darkened > 30%
Windows - Tinted < 30%
What catagory would TB's come under? 
|
modded_corsa
Member
Registered: 9th May 03
Location: Middlesbrough
User status: Offline
|
Engine - other alterations 
|
luke85
Member
Registered: 26th Nov 07
Location: Chesterfield
User status: Offline
|
It depends who your insurance is with, they gave me a quote on the basis of it just having a different engine fitted then they sent me the forms to fill in and I could write absolutely anything I wanted on them and my quote wouldnt change.
Getting online quotes for modified cars is a pain in the arse
|
Mark Prydderch
Member
Registered: 7th Mar 07
Location: Chester
User status: Offline
|
Just rang the insurance, they didnt really seem to understand what i meant by throttle bodies.
I described them many times and everytime he typed something in and came back with "Filters (non Standard)", which i already have declared as a BMC CDA.
So what do I do? Ring them again and hope to speak to someonelse?
|
Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
|
I'd tell them until they know what your on about.
Imagin if you have a crash and they so 'oh, these are undeclared' just becoz some idiot didn't know what you were on about.
|
Mark Prydderch
Member
Registered: 7th Mar 07
Location: Chester
User status: Offline
|
^ Exactly what i wouldn't want to happen. They couldn't do much if the conversation was recorded though could they?
|
Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
|
quote:
Originally posted by Mark Prydderch
^ Exactly what i wouldn't want to happen. They couldn't do much if the conversation was recorded though could they?
I'd think not to be honest.
|
