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Author Halifax
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
16th Dec 08 at 21:42   View User's Profile U2U Member Reply With Quote

I've never been happy with them. Charge you to take money out of an ISA if you don't order money, same with my instant saver account too. They also charged me £12 when I never received a letter to say I needed to pay my credit card. Totally forgot I needed to pay it...

Looking at mortgages and the Halifax are about the best giving my situation according to the advisor.

Anyone with them for a mortgage? I'd rather use Lloyds TSB but the intrest is a lot more
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
16th Dec 08 at 22:08   View User's Profile U2U Member Reply With Quote

My misses has had trouble with her current account with Halifax.

I'm with Barclays and never had such problems. Their mortgages always seem reasonable.
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
16th Dec 08 at 22:12   View User's Profile U2U Member Reply With Quote

I bank with Lloyds TSB and never had a single problem. Even the staff are boss at my local bank.

Just worried they will not take a payment or something..
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
17th Dec 08 at 09:50   View Garage View User's Profile U2U Member Reply With Quote

Some of the best deals for ftb's mate. What sort of deposit you got?


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Mad Moe
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Registered: 14th Jun 01
Location: Northumberland
User status: Offline
17th Dec 08 at 11:36   View User's Profile U2U Member Reply With Quote

I purchased and arranged a mortgage for my first property with Halifax and I would never use them again, if I had to describe them in one word 'incompetent' springs top mind
Kathryn W
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Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
17th Dec 08 at 13:19   View User's Profile U2U Member Reply With Quote

Why get a mortgage with a high street bank??

Go and see an independant financial advisor they will search every mortgage under the sun for you.
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
17th Dec 08 at 15:27   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Kathryn W
Why get a mortgage with a high street bank??

Go and see an independant financial advisor they will search every mortgage under the sun for you.


Yup.... Looks like he's been to see them and they have said Halifax is one of the cheaper ones...


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deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
17th Dec 08 at 19:57   View User's Profile U2U Member Reply With Quote

Nationwide is a safe bet as it isn't a bank - not sure what protection you have, but they are less likely to go under imho.
Gaz
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Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
17th Dec 08 at 21:39   View User's Profile U2U Member Reply With Quote

Aye, i'd say a lot of places are better than halifax at the minute
Dan
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Registered: 22nd Apr 02
Location: Gorleston on Sea, Norfolk
User status: Offline
17th Dec 08 at 21:42   View Garage View User's Profile U2U Member Reply With Quote

Ive been with them 4 months with my mortgage. Couldnt ask for an easier transaction etc.

No hassle what so ever


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Neo
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Registered: 20th Feb 07
Location: Essex
User status: Offline
18th Dec 08 at 09:34   View User's Profile U2U Member Reply With Quote

HAD an Isa with them, would take up to 10 days to access cash.

Also, had the account since 05, Was paying in an amount ever month from then....and none of this had gone is as i hadnt signed a form saying i wanted to pay money into the account

So 2 days ago i closed it and am waiting on money to be transfered

Stoopid Bank !
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
19th Dec 08 at 21:39   View User's Profile U2U Member Reply With Quote

The advisor or sales bird hasn't contacted me all week. Considering they cannot sell houses they are not exacally chasing people
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
19th Dec 08 at 22:03   View Garage View User's Profile U2U Member Reply With Quote

Nationwide FTW
mattk
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Registered: 27th Feb 06
Location: St. Helens
User status: Offline
20th Dec 08 at 01:14   View User's Profile U2U Member Reply With Quote

Im with yorkshire bank, I go to the cash machine and however much dosh I want comes out, thats all I need from a bank

 
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