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Andrew

Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline

26th Dec 08 at 23:10

Decision time. As some of you will have read, i made an offer on an appartment. Got them down 20% and have carpets and blinds thrown in too.

My job is 70% secure i would imagine, we are not too phased by the credit crunch.

Do i put the deposit down tomorrow? I'm just worried if i lose my job i could lose my home. Such a big decision.

Colin

Member

Registered: 4th Apr 02
User status: Offline

26th Dec 08 at 23:30

Yeah why not only live once go for it.

Twiggy

Member

Registered: 15th Oct 04
User status: Offline

27th Dec 08 at 14:16

I recon prices will drop even further tbh...

i would hang off for another 6-12mths..

Aaron

Member

Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline

27th Dec 08 at 14:17

quote:
Originally posted by Twiggy
I recon prices will drop even further tbh...

i would hang off for another 6-12mths..

Fad

Member

Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline

27th Dec 08 at 23:22

I'd say no as you are guaging your opinion on purcahsng a property depending on a poll on a car forum.

Do you own homework and it'll pay off.

People still are buying properties very day now its just whether you feel comfortable to doing this.

The market will drop further but if you have a substancial deposit you shouldnt be affected if you have some reasonable equity in the property

Brett

Premium Member

Registered: 16th Dec 02
Location: Manchester
User status: Offline

28th Dec 08 at 18:05

quote:
Originally posted by Andrew
and have carpets and blinds thrown in too.

I should fuckin hope so too!

What nob-head take the carpets and blinds that typically won't fit at their next gaff? I simply wouldn't buy the place if they weren't included... Haggling over a few hundred... twats.

I say go for it tho! You could lose your job anytime.

ash_corsa

Member

Registered: 15th Apr 04
Location: Shrewsbury
User status: Offline

29th Dec 08 at 02:56

quote:
Originally posted by loafofbrett

quote:
Originally posted by Andrew
and have carpets and blinds thrown in too.

I should fuckin hope so too! What nob-head take the carpets and blinds that typically won't fit at their next gaff? I simply wouldn't buy the place if they weren't included... Haggling over a few hundred... twats.

I say go for it tho! You could lose your job anytime.

Im guessing its a new-build

Andrew

Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline

29th Dec 08 at 04:08

I'm still not sure. And because i'm not sure don't think i shall be going through with it. The flat is perfect and at the right price but just worried about parking.

Ian

Site Administrator

Registered: 28th Aug 99
Location: Liverpool
User status: Offline

29th Dec 08 at 04:12

Depends if it's cheap enough. The market is still set to drop further and while lending is more difficult mortgage rates won't be ideal.

I would strongly argue that renting is a better idea in the current climate.

Hammer

Member

Registered: 11th Feb 04
User status: Offline

29th Dec 08 at 17:08

Don't jump in on the basis your job is a random percentage safe.

If we continue on the path we are doing there is literally no job in the entire world that is 'safe'. Having said that, as has been said, you could lose your job at any time it's all about having the balls to do something you want to do and following it through.

VegasPhil

Premium Member

Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline

30th Dec 08 at 10:42

DO NOT DO IT!!

Corsa 2.0 16v Vegas - Sold

Andrew

Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline

3rd Jan 09 at 13:45

Gone through with it. Was originally up for 125k i'm told and advertised at 100k now. They wanted 95k but got them down to 85k.

Put the deposit down this morning

Carpets going down next week.

I've done a bit of a deal with them where i can park in one of the houses garage until my garage is built. The garage is costing me around 10k outright.

VegasPhil

Premium Member

Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline

3rd Jan 09 at 14:43

So is it £85k with the garage?

Corsa 2.0 16v Vegas - Sold

Twiggy

Member

Registered: 15th Oct 04
User status: Offline

3rd Jan 09 at 14:51

yeh "until my garage is built"

any links/pics?

Andrew

Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline

3rd Jan 09 at 15:55

quote:
Originally posted by VegasPhil
So is it £85k with the garage?

No, the garage is another 10k on top. But i really want a garage

mattk

Member

Registered: 27th Feb 06
Location: St. Helens
User status: Offline

3rd Jan 09 at 18:13

is it a "garage" like you get on new build houses or is it an actual garage you can get a car in?

Andrew

Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline

3rd Jan 09 at 18:19

Its going to planning Matt, will be a garage i can get the pug in and open a door. Otherwise the sale does not go through.

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