Batmanman
Member
Registered: 19th Jun 07
User status: Offline
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My Insurance doesnt cover "Act's of God". What exsactly does that cover?
I ask because my friend just rolled his dad's Rav (Luckily he's fine) After slipping on some ice. Ice is an act of god, does this mean he isnt covered?
Also.. It doesnt cover act's of war.. does this mean if i declair war on somebody's car and crash into it it's no longer covered?
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Haimsey
Premium Member
Registered: 8th May 05
Location: Nottingham Drives: Corsa B
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Floods etc.
Lightening strikes etc.
Mother nature in essence.
Marcy Marc
White Sport Progress Thread
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PaulW
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Registered: 26th Jan 03
Location: Atherton, Greater Manchester
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Wont be covered for flood damage, lightning damaga, wind (ie, branch falling on car due to strong winds blowing it down)...
ICE on road surfaces not sure, that should be covered tbh, but worth checking incase the company is anal...
Acts of War means it wont be covered if its blown up or in the vicinity of a terrorist explosion or something shit like that...
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Batmanman
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Registered: 19th Jun 07
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So slipping on Ice.. does that count as an act of god?
Ice is caused by mother nature.. The bitch..
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Batmanman
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Registered: 19th Jun 07
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quote: Originally posted by PaulW
Acts of War means it wont be covered if its blown up or in the vicinity of a terrorist explosion or something shit like that...
So i cant declair war on my friends car and then crash into it?
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lostboy
Banned
Registered: 29th Jan 09
Location: Durham
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I would argue that and say i don't believe in god so i don't think its fair to have it on my insurance.
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Batmanman
Member
Registered: 19th Jun 07
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aye, i agree.. it's like facism..
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Lynny
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Registered: 3rd Jan 03
Location: oop north! Where people talk properly
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quote: Originally posted by Batmanman
So slipping on Ice.. does that count as an act of god?
Ice is caused by mother nature.. The bitch..
i'm pretty sure that an accident on ice is dealt with the same as any other accident as It's down to how you drive in the conditions.
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Half Pint
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Registered: 25th Mar 02
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i think they can only use the act of god one if you are not actually driving the car otherwise it is an at fault claim..
but as other have said it is classed as an event which is totally beyond anybodys control, force of nature etc. blah!
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Scotty_B
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Registered: 11th Jun 03
Location: East Kilbride
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What if your an athiest? Surely even mentioning God would offend you.
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DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
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A 3rd party will always be covered if you hit someone but if no other person or property is involved and its caused by 'nature' they can call the 'act of god card'
[Edited on 09-02-2009 by DaveyLC]
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sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
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what happens if you don't beleive in god?
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DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
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Doesnt matter..
No one believes in Gordon Brown but he's still ruining our lives.
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Danny P
Member
Registered: 20th Nov 02
Location: Cleckheaton, West Yorkshire
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Sue God.
There's a film about it.
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swill_omnibus
Member
Registered: 12th Dec 07
Location: : S. wales Drives: Dodge Caliber
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I'd have thought exampling sliping on ice and crashing would classify as "Lost control in bad weather" as claim etc.
Whats that film called? Remember seeing it but don't know what it's called
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DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
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The People versus God or something
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Kevxx
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Registered: 14th May 08
Location: Forfar, Angus
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the man who sue'd god....iirc
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Batmanman
Member
Registered: 19th Jun 07
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thats the one..
The film is shite iirc, but is a good idea
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Half Pint
Member
Registered: 25th Mar 02
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legal speil is force majure for all those non belivers out there..... P
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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if crashing in ice is invalid due to an act or god then surely crashing in the rain/sun/whatever would also invalid your insurance?
some people don't think
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Jambo
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Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
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it means your not covered for Cosmo damaging you car
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Scotty_B
Member
Registered: 11th Jun 03
Location: East Kilbride
User status: Offline
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quote: Originally posted by Kevxx
the man who sue'd god....iirc
Billy Connolly.
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