liamgallagher1994
Member
Registered: 12th Aug 07
Location: Chesterfield Drives: JDM Honda Integra DC2
User status: Offline
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Im looking into setting up a savings account, who has the best rates at the mo ?
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Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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What sort of savings? There are soooo many different ones out there.
I.e. will you need/want instant access to your money etc?
BTW - rates are shit everywhere.
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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Yea the rates are shit, im trying to get a decent rate for a new ISA in April but it aint looking good 
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Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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I'm looking at putting my money into something else. Buying gold isnt a bad idea tbh 
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dannymccann
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Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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Im just going to spend it on something fun, ill start saving again when im full time after uni (so glad its over end of May  )
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Aaron
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Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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quote:
Originally posted by dannymccann
Im just going to spend it on something fun
Which is of course is exactly what the governmant want you to do. Which i think is part in parcel of the rates going right down. "If saving brings nothing back....fuck it, lets spend it"
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Leo_Foci
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Registered: 29th Nov 05
Location: Hull
User status: Offline
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For what you get on the interest rates at the moment, stick it in Premium Bonds. Ok you dont earn interest but its nice to receive a little cheque through the post once in a while.
My parents have just moved all their savings to premium bonds... they both got a £50 cheque through the post the other day. Brucey bonus!
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dannymccann
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Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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Agree, problem atm is it seems Labour are just looking at Economics text books and using theories from the 20th C to try and get us out of this crisis 
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Aaron
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Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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quote:
Originally posted by Leo_Foci
My parents have just moved all their savings to premium bonds
Wise move. Plus you get the chance of winning £1,000,000 twice a month.
The odds suck tho
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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http://www.moneysavingexpert.com/savings/premium-bonds?gclid=COTTlIfepZkCFYQH3wodKQYnog
Hes not too keen on them by the looks of it, one of my uni friends on average gets £50 every 3/4 months with about £500 in there
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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Odds are awful on the premium bonds.
I've got money coming out of a fixed term ISA in April - I've arranged to lend it to my sister for a 10% return 
Well, it was her idea and cheaper than her getting a loan.....
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Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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I'm buying a mountian bike with my return
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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Look @ Gov't gilts
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liamgallagher1994
Member
Registered: 12th Aug 07
Location: Chesterfield Drives: JDM Honda Integra DC2
User status: Offline
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yeah i would want a Instant access one tbh, with the state of the UK at the moment i may aswell keep it in my piggy bank on my window sill
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