Markus
USER UNDER INVESTIGATION - DO NOT TRADE
Registered: 19th Nov 07
Location: Beverley - East Yorkshire
User status: Offline
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exactly, they are stupid. soon as they have your money they dont care about trying to help you in anyway
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l15ter
Member
Registered: 1st Feb 08
Location: Berkshire
User status: Offline
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quote:
Originally posted by Ben G
shouldn't be living in your overdraft at all to be honest.
i've never had an overdraft and i don't see why you would want one
i agree with ben g
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Dom
Member
Registered: 13th Sep 03
User status: Offline
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I feel you're pain! Had some wannabe banker phone from natwest demanding full payment of my student overdraft (interest free yadda yadda) right there and then. I told him he can't do that and i'll see an advisor or bank manager at my local branch to sort it out to which he responded with "pay me now or i'll put your account into bad credit". He wouldn't give me his name or Id number or anything and i couldn't speak to his supervisor. So i told him to go fuck himself and that i'll talk to someone in my local branch, where it got sort and they removed the bad credit rating.
Eitherway, i paid it off quickly and closed my account there. Bunch of cowboys 
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Markus
USER UNDER INVESTIGATION - DO NOT TRADE
Registered: 19th Nov 07
Location: Beverley - East Yorkshire
User status: Offline
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Just filed a complaint with ombudsmen
see what hey have to say,
just looked around on google to find out that they have to give you notice if they are stopping your cards so i have a case
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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I'm sure they are supposed to write to you in the very least to inform you what they are doing?
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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P.S yes NatWest are a big pile of steaming dog poo and I advise everyone to NOT bank with them! Same with HSBC as well! lol
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DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
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Its a bitch.. But you shouldnt rely on over-drafts.
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Carl
Member
Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
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Don't bank with abbey either, Indian call centres, awesome if you have a complex problem.
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Markus
USER UNDER INVESTIGATION - DO NOT TRADE
Registered: 19th Nov 07
Location: Beverley - East Yorkshire
User status: Offline
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under the bed my money goes then
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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ive never had problems with them 
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Markus
USER UNDER INVESTIGATION - DO NOT TRADE
Registered: 19th Nov 07
Location: Beverley - East Yorkshire
User status: Offline
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anyway went to see my solicitor this morning and contacted ombudsmen they cannot do it without telling me which they havent so i legally can get my money they cant stop me if i dont get any response today i can take them to court all free on my behalf aswell
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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I was going to say, they aren't meant to take it away without informing you first, e.g. to give you time to arrange alternatives to DD's or standing orders so you don't get charges etc. I don't understand how they have taken £600 off you that they aren't owed 
All the people who say you shouldn't be using an overdraft regularly etc should direct that at the banks for offering them imo. I hate banks, they screw you for whatever they can and make life difficult whenever you have a problem that realtes to them doing something for you. They aren't so bothered about charging you wrongly, informing you about stuff that might end up in you getting charged or having no money. Thieving fuckers imo all of them.
Good luck with ombudsman, the FOS is pretty good, I used to deal with complaints for a big insurer and they take stuff alot more seriously when the ombudsman is involved 
[Edited on 18-06-2009 by Tom]
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