Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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Who has the best offers at the moment for about 60% LTV?
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Half Pint
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Registered: 25th Mar 02
User status: Offline
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just under £600 pm on £166k @0.5% repayment mortgage
[Edited on 29-07-2009 by Half Pint]
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A2H GO
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Registered: 14th Sep 04
Location: Stoke
User status: Offline
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quote:
Originally posted by Half Pint
just under £600 pm on £166k @0.5% repayment mortgage
[Edited on 29-07-2009 by Half Pint]
Ideal 
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luciaadr
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Registered: 11th Aug 04
Location: Bexleyheath, Greater London
User status: Offline
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quote:
Originally posted by Colin
quote:
Originally posted by luciaadr
3.65% fixed for 2 years on £80k. Works out at £412 / month.
Who with/what % deposit?
Ive never seen a fixed mortgage that low!
Its with Abbey, havn't paid the first installment yet, but should be next month. I gather its not availible anymore though.
70% LTV required, I only borrowed 60%
I let the mortgage salesman talk me out of taking the 2.8% fixed with HSBC as well... not that it makes massive odds on small borrowings.
Whilst now is still the right time to buy in terms of house prices, only a couple of months ago the rates availible were a fair bit better than they are at the moment. I'm glad i got in when I did.
[Edited on 30-07-2009 by luciaadr]
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luciaadr
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Registered: 11th Aug 04
Location: Bexleyheath, Greater London
User status: Offline
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quote:
Originally posted by Cosmo
Who has the best offers at the moment for about 60% LTV?
Fixed or what?
HSBC has a variable tracker, currently at 2.74%.
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Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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Im going to look to go fixed for 5yrs I think as rates are going to start to fly up in the next 2yrs as the economy recovers.
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_Allan_
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Registered: 24th Mar 04
User status: Offline
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5 year fixed rates have gone up since we arranged ours May/June.
PO and HSBC are around 4.99% now for 60% LTV with £600 booking fees.
The PO back in May was doing it at 4.15% for 75% LTV.
Ours was 4.89% for 5 years at 75% LTV, with no booking fee, £295 arrangement but £250 cash back after completion and £0 valuation fee.
The scarey thing is if we were sorting out only 1.5 months later we would be paying £70-£100 more a month and have a booking/valuation fee to pay 
Even though BofE rates are staying the same. The fixed rates are creeping up. Mofo's 
[Edited on 30-07-2009 by _Allan_]
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