M2RTY
Member
Registered: 25th May 01
User status: Offline
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I took out a policy as I had to for the 1st year of my Mortgage, with Zurich
To be honest I know I pay £19 quid a monthfor £75,000 life cover but thats it
Should I shop around? Cancel it? Keep it?
No idea at all really what I'm covered for lol, might give them a ring to confirm. I have the house on my own, no kids
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Never bothered with anything like that & dont think I will tbh. The fuck I care once im dead! 
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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Thats the same as me, 'cos Ive no one else to dump the mortgage on...reading the policy now and my god its bollocks!!
Was not an option for first 12 months but I shall be cancelling I think
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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iirc they cant force you to take it out, make it a condition of the mortgage. You could probably claim back what you've paid to date!!
[Edited on 24-08-2009 by Colin]
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a_j_mair
Member
Registered: 23rd Jan 04
Location: Scotland
User status: Offline
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i have it think its £10 p/m to cover 2 mortgages upto the sum of £150k i think anyway
should probably check it
i have a partner and young daughter so worth while as wouldnt want to see them stuck
pretty sure mine is if i die and thats it
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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i need to requote asap then lol
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ash_corsa
Member
Registered: 15th Apr 04
Location: Shrewsbury
User status: Offline
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I got £160,000 of life cover for £6 a month, much much cheaper if you go through a proper advisor, also got critical illness cover and accident cover too for a very good price, peace of mind at the end of the day, pays the mortgage if you get sick, ill or have an accident.
Life cover isnt just for you, its for your partner to pay off the mortgage and take it easy while they get-over your death.
the "fuck it, i'll be dead" attitude is a bit selfish
[Edited on 24-08-2009 by ash_corsa]
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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quote:
Originally posted by ash_corsa
I got £160,000 of life cover for £6 a month, much much cheaper if you go through a proper advisor, also got critical illness cover and accident cover too for a very good price, peace of mind at the end of the day, pays the mortgage if you get sick, ill or have an accident.
Life cover isnt just for you, its for your partner to pay off the mortgage and take it easy while they get-over your death.
the "fuck it, i'll be dead" attitude is a bit selfish
[Edited on 24-08-2009 by ash_corsa]
for me i have no partner/kids...just parents
6 quid - ill defo requote elsewhere! thanks
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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Always go through an IFA as he/she has to give you best advice.
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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I did, but went for the best deal not the cheapest at the time
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