IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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want to buy a car
my bank can only offer me 25% apr
has anyone ever haggled on a loan?
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Why not keep the Corsa and save up the money?
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Ian W
Member
Registered: 8th Nov 03
Location: Wirral, Merseyside
User status: Offline
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http://www.moneysupermarket.com/loans/
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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quote:
Originally posted by Andrew
Why not keep the Corsa and save up the money?
because ive only seen one car that ticks all the boxes! been looking for ages
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John
Member
Registered: 30th Jun 03
User status: Offline
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Priavte or trade?
Try a finance quote, 25% apr is stupid.
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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At 25% APR what is the flat rate?
It also comes down to how much you want to borrow over how long the term is.
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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quote:
Originally posted by John
Priavte or trade?
Try a finance quote, 25% apr is stupid.
its private 
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Try Nationwide.
Or Sainsbury's Bank/Finance, depending on the size of the load.
Can get a £1000 loan over 12 months and all you pay back is £1150 or something.
[Edited on 21-12-2009 by deano87]
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John
Member
Registered: 30th Jun 03
User status: Offline
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It's a waste of time getting a 1000 loan for 12 months, interest free credit card for that amount and time.
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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i want 7k over 5 years
what happens if i was to pay off 2k at 1 time? will it reduce my term or payments? would i be allowed to do that?
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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or would i be better off sticking in my isa until i can pay off the whole loan?
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will_doyle
Banned
Registered: 25th Nov 08
Location: Exeter
User status: Offline
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quote:
Originally posted by IvIarkgraham
i want 7k over 5 years
what happens if i was to pay off 2k at 1 time? will it reduce my term or payments? would i be allowed to do that?
sometimes they charge you if you want to pay a lump sum
your prob best off asking on a loan forum
http://forums.moneysavingexpert.com/forumdisplay.html?f=12
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