Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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I had a quote on an Astra VXR, £1600, with my track record I didn't think that was too bad.
21, 0 NCB, Fault crash in Jan 2009, 3 years had my licence.
But because I got 3 points last month I thought I'd add them on....
They want £2754.26
Are they seriously having a fucking laugh?
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whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
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dont declare them
i didnt and had an incident and charged me an excess fee
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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Not that I'd announce doing anything of the sort, but it's ridiculous and they wonder why people don't declare them!
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whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
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the only time your insurance check your details is when a claim is made
and you can just claim ignorance and say i forgot on renewal
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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Great minds think alike 
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wakey1512
Member
Registered: 8th Apr 09
Location: Grimsby
User status: Offline
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i agree with graham, they bang on about people driving with no insurance or not declaring points, but with such ridiculous unnafordable prices do they wonder why?
Cut all insurance prices 50% and watch the amount of uninsured drivers plunge
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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well tbh if you dont declare them your not insured, shuldnt of been speeding imo........ im not on a high horse or anything im also 21 with 3 point
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John
Member
Registered: 30th Jun 03
User status: Offline
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quote:
Originally posted by wakey1512
i agree with graham, they bang on about people driving with no insurance or not declaring points, but with such ridiculous unnafordable prices do they wonder why?
Cut all insurance prices 50% and watch the amount of uninsured drivers plunge
Or, just possibly, don't speed 
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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the way i see it is i'd rather pay 2700 quid for a car that costs 13k or so than pay 1500 for a 1k corsa or fiesta.
still a right kick in the bollocks though.
greenlight add mod's onto your policy for not that much extra. i'm the same age as you with 3 NCB and they said they would add the eibachs onto my policy for free and a remap for 50 quid iirc.
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l15ter
Member
Registered: 1st Feb 08
Location: Berkshire
User status: Offline
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quote:
Originally posted by Ben G
the way i see it is i'd rather pay 2700 quid for a car that costs 13k or so than pay 1500 for a 1k corsa or fiesta.
i agree.
i was paying £1200 full comp on my dads policy last year on a 12v corsa, when i changed cars to an astra sri xp on my own policy with no NCB was £1200, and just done a quote on an focus st-2 with one year NCB £2282 which im happy, looks like a focus st is on the cards this summer 
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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good choice  great cars when they don't need filling up or tyres changed 
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Matt L
Member
Registered: 17th Apr 06
User status: Offline
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on insurances quote one made me yesterday.
350z - parked on a drive over night - £1043 fc
350z - parked in a garage over night - £1140
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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quote:
Originally posted by john-d
well tbh if you dont declare them your not insured, shuldnt of been speeding imo........ im not on a high horse or anything im also 21 with 3 point
Well seeing as I didn't get the 3 points for speeding that's neither here nor there.
quote:
Originally posted by Ben G
the way i see it is i'd rather pay 2700 quid for a car that costs 13k or so than pay 1500 for a 1k corsa or fiesta.
still a right kick in the bollocks though.
greenlight add mod's onto your policy for not that much extra. i'm the same age as you with 3 NCB and they said they would add the eibachs onto my policy for free and a remap for 50 quid iirc.
Exactly that's what I'm thinking. I will definetly give them a try!
quote:
Originally posted by Matt L
on insurances quote one made me yesterday.
350z - parked on a drive over night - £1043 fc
350z - parked in a garage over night - £1140
See what I mean, they just bloody make it up as they go
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by wakey1512
i agree with graham, they bang on about people driving with no insurance or not declaring points, but with such ridiculous unnafordable prices do they wonder why?
Cut all insurance prices 50% and watch the amount of uninsured drivers plunge
It isn't that simple though. Prices go up because people do drive without insurance and companies are out of pocket.
Bit of a chicken and egg situation tbh.
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grubz172
Member
Registered: 14th Jan 10
Location: Manchester Drives: Vehicles
User status: Offline
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insurance is a joke im payin 250 a month on a corsa 1.2 aged 21 tpft
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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quote:
Originally posted by grubz172
insurance is a joke im payin 250 a month on a corsa 1.2 aged 21 tpft
your being ripped off then
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LukeD
Member
Registered: 23rd Jan 07
Location: Shropshire
User status: Offline
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quote:
Originally posted by grubz172
insurance is a joke im payin 250 a month on a corsa 1.2 aged 21 tpft
3grand for the year on a 1.2 corsa 
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harrisp
Member
Registered: 15th Dec 07
Location: Derbyshire
User status: Offline
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quote:
Originally posted by LukeD
quote:
Originally posted by grubz172
insurance is a joke im payin 250 a month on a corsa 1.2 aged 21 tpft
3grand for the year on a 1.2 corsa
Cancel your insurance now, there is no way you cant get a LOT cheaper than that.
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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Christ I thought my quote was bad
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