CorsaKitten
Member
Registered: 3rd Jan 03
Location: Reading, Berkshire
User status: Offline
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i've got my insurance with the student company Endsleigh,who were really cheap when I got my '96 1.4 16v sport in january. however, when telling them i'm adding alloys, lowering by 60mm and putting on an induction kit, how much do they want??? come on, guess...no? ok, £530
I laughed in her face and said go back and check it with the underwriters, cos when i called a month ago and said I was lowering by 40mm they said £130, which was bad enough I thought, but it appears an extra 20mm will cost me £400, LMFAO.
Bit of a dilemma cos im not willing to pay out that extreme amount, but i don't want to wait till january when i renew it with someone else to put the mods on. ARGGGGGGGG 
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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scrap the induction kit as it will be classed as an engine mod and will up the price a lot!!!
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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just drive with out declaring nething, i declared nothing on my old corsa and it was heavily modded
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CorsaKitten
Member
Registered: 3rd Jan 03
Location: Reading, Berkshire
User status: Offline
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they said the induction kit made no increase to the price, which also sounds stupid
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Phil321
Member
Registered: 10th Mar 01
Location: Manchester
User status: Offline
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Don't declare the induction kit as sport16v said. Declare the others though as they'll use anything they can to wriggle out of paying. If anything happens though, you take take an induction kit off in 10mins!
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CorsaKitten
Member
Registered: 3rd Jan 03
Location: Reading, Berkshire
User status: Offline
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quote:
Originally posted by Steve106GTi
just drive with out declaring nething, i declared nothing on my old corsa and it was heavily modded
but if i have a claim to make, and they find out, I'll not be covered will i???
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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Just dont tell em.
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Jamie
Member
Registered: 1st Apr 02
Location: Aberdeen
User status: Offline
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If you dont insure modifications and you result in having to claim (or someone makes a claim against you) your insurance will be invalid and you may face prosecution.
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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True, u wont be covered. but theyll only kno if they get sum1 out to inspect ur car which i think is rare.
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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quote:
Originally posted by CorsaKitten
quote:
Originally posted by Steve106GTi
just drive with out declaring nething, i declared nothing on my old corsa and it was heavily modded
but if i have a claim to make, and they find out, I'll not be covered will i???
No dont listen to him hes a tool!!
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CorsaKitten
Member
Registered: 3rd Jan 03
Location: Reading, Berkshire
User status: Offline
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what a bugger, I finally get the cash to get this stuff and I can't put it on until this insurance runs out and I can change to a semi-decent mods insurer
cruel world!!!!!!!!!
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L33 LEG
Banned
Registered: 6th Jan 03
Location: Blackburn . Drove: Dimma Saxo VTR
User status: Offline
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if i was you corsakitten i wudnt tell em bout the mods. i had alloys, lowered and exhaust on my corsa wivout telling em, i wrote it off and of course had to claim for it, i took the alloys off but after they inspected the car the didnt mention the exhaust or lowering kit!
so its not really worth telling em.
LEG
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bobothebear
Member
Registered: 13th Jan 03
Location: bedfordshire
User status: Offline
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I'm with Endsleigh as well and they didnt add anything for my mods.(Exhaust,Induction kit and bodykit)
But with there online thing I added all the mods that you possibly could and it didnt once alter my premium one bit.
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Dav
Member
Registered: 23rd Jul 02
Location: Falkirk, Scotland
User status: Offline
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quote:
Originally posted by CorsaKitten
they said the induction kit made no increase to the price, which also sounds stupid
CIS told me the same when I declaired my induction kit.
At the same time I declaired 16" alloys, 60mm lowering kit and Sony/Infinity ICE and they said it was all fine and not change my premium, which is good coz my insurance is already about £700 with them anyway!! 
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