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Author Ridiculous Insurance Prices
Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
30th Jan 10 at 16:20   View User's Profile U2U Member Reply With Quote
I cant afford to buy a car at the moment let alone insurance, but i was bored and i done a few insurance quotes online, and im getting stupidly expensive prices. Over 2k for a 1.2 corsa?

Im 19 with a full licence for a year and a half, 0 NCb. I had a 1.4 Sri corsa just after i passed my test and that was £2400! obviously that got cancelled after i soon realised i was dreaming and couldnt afford it. so i had that insured for about 2 months and i havent had another car since.

But why is my insurance coming up so dear now but every1 i know who has a car is cheap??

Wat is the best thing to put down when getting a quote to bring it down? Ie. occupation? things like that.


[Edited on 30-01-2010 by Matty SRi]
Ste L
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Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
30th Jan 10 at 16:21   View User's Profile U2U Member Reply With Quote
loads of things affect quotes really

type of car
model of car
occupation
your postcode
etc etc
Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
30th Jan 10 at 16:25   View User's Profile U2U Member Reply With Quote
just dont understand it, my girlfriends cousin just got insured on a 1.1 AX for £600 at 17 with a provisional licence. i get a quote on the same car, at 19 with a full licence, and its about £1,400?
Rich H
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Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
User status: Offline
30th Jan 10 at 16:25   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Matty SRi
Wat is the best thing to put down when getting a quote to bring it down? Ie. occupation? things like that.


Your real occupation
Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
30th Jan 10 at 16:33   View User's Profile U2U Member Reply With Quote
im unemployed...
Anty
Premium Member

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Registered: 19th Mar 08
Location: droitwich
User status: Offline
30th Jan 10 at 16:35   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Matty SRi
im unemployed...


im unempolyed.. but i havent told them that,

put down your working..

agency work.
oceansoul
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Registered: 19th Jun 06
Location: Sunbury, Surrey
User status: Offline
30th Jan 10 at 16:36   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Matty SRi
im unemployed...


Unemployed then.

The reason it might have been £600 for your matey with a provisional licence is because he will be a less risk as he will be supervised by a competent driver. Bet it'll go up once he has passed. Thats what happened to mine.
Rich H
Member
Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
User status: Offline
30th Jan 10 at 16:36   View User's Profile U2U Member Reply With Quote
So put down your unemployed. Bound to be another reason the premium is higher, but no point bullshitting about it.
Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
30th Jan 10 at 16:37   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Anty
quote:
Originally posted by Matty SRi
im unemployed...


im unempolyed.. but i havent told them that,

put down your working..

agency work.


thats wat i mean, i dunno wat do put down, some stuff makes it cheaper than others... but dunno which 1s haha
Gareth F
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Registered: 16th Jan 08
Location: Location Location
User status: Offline
30th Jan 10 at 16:38   View User's Profile U2U Member Reply With Quote
I had a fulltime job and was paying £1069 tpft at 19 with 0 ncb for a 1.2 corsa vegas.Now i pay £500 for a 1.6 sport with 4yncb with all mods declared FC.

[Edited on 30-01-2010 by Gareth F]
oceansoul
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Registered: 19th Jun 06
Location: Sunbury, Surrey
User status: Offline
30th Jan 10 at 16:41   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Matty SRi
quote:
Originally posted by Anty
quote:
Originally posted by Matty SRi
im unemployed...


im unempolyed.. but i havent told them that,

put down your working..

agency work.


thats wat i mean, i dunno wat do put down, some stuff makes it cheaper than others... but dunno which 1s haha


There cheaper for a reason, depending on the risk associated with those type of persons. You cant just pick the cheap ones thats fraud.
Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
30th Jan 10 at 16:54   View User's Profile U2U Member Reply With Quote
but some of the prices would mean im going to write the car off 3 or 4 times
N3CRO
Member
Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
30th Jan 10 at 17:50   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Anty
quote:
Originally posted by Matty SRi
im unemployed...


im unempolyed.. but i havent told them that,

put down your working..

agency work.


I'm unemployed too but told them I'm a factory worker coz I was when I was having lessons

 
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