deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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That's fair enough then. I'm exactly the same. But would want to continuously save for eventualities and future plans, so would still want to be having £1k after mortgage.
Also consider whos mortgage the name will be in. If it's yours, can you afford it all if you split up with your girlfriend?
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Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
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quote:
Originally posted by deano87
That's fair enough then. I'm exactly the same. But would want to continuously save for eventualities and future plans, so would still want to be having £1k after mortgage.
Also consider whos mortgage the name will be in. If it's yours, can you afford it all if you split up with your girlfriend?
I dare say I could. It could also be rented out and I also have the luxury of having the parents as back up if a total disaster struck.
You will have to bite the bullet one day Deano, it is impossible to plan for every eventually!
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deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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Oh, I totally agree. Need to try and find £15k though for a shite 1 bedroom flat around here (15% deposit).
[Edited on 25-11-2009 by deano87]
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Dione J
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Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
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Good luck, was the best decision I ever did 
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Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
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Our offer has been accepted! Fingers crossed we don't get gazumped.
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deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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Congrats
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16vKarlos
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Registered: 27th Oct 07
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Well done matey. i thought you were going to bottle.
Good Purchase though
Karlos
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taylorboosh
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Registered: 3rd Apr 07
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me and the mrs are in a eerily similar situation to this, her dad is home, has 30k in the bank and has said we could have ten k for a deposit and he will pay fees, houses are quite cheap up here and a 2 bed semi in need of updating is up for 75k, 65k mortgage is about 400 a month. i currently earn 19k ish and the mrs 15. all out goings atm for me come to about 500 including petrol, for her about 400. we easily have 1000 between us to run a house per month. our problems are in the past and we are getting on better than ever
its just a case of we need to be careful with money and that i may be getting a new job on 12.5k per year as a bt apprentice. if this comes of id have to get a weekend job but still belive we could afford it, if push came to shove id sell my car as its not neccisary
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James
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Registered: 1st Jun 02
Location: Surrey
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£59k! I'm struggling to find a flat under £200k round here!
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dan_m1les
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Registered: 8th May 06
Location: Burnham, Buckinghamshire
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Wish flats/houses round here were cheap! I'd have moved at years ago.
As James Said anything this way worth buying is 180k +
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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If a mortgage was £400 a month i'd been out of my parents house by now. Your looking at 1k a month on a mortgage here on a 1/2 bed flat, let alone anything else!
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taylorboosh
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Registered: 3rd Apr 07
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quote:
Originally posted by pow
If a mortgage was £400 a month i'd been out of my parents house by now. Your looking at 1k a month on a mortgage here on a 1/2 bed flat, let alone anything else!
the mrs and her father are viewing it on wednesday, see what happens, ive decided if it does go through the vectra is going, i dont need a v6. maybe get myself a corsa project or something
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Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
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We've got about +800 in our joint account and we put in 500/600 a month each. So managing really well, although we haven't started paying her dad back the 10k yet and we've been going easy on the buying of furniture etc, looking for good deals etc where possible. Want to get a k or so behind us for emergencies if possible.
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AndyKent
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Registered: 3rd Sep 05
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I've been looking at houses/flat round my way this weekend. Did two viewings for 1 bed houses (both end of terrace) for 85k and 90k each. Both places were fucking tiny and one was in the middle of the worst looking council estate I've ever seen.
Disappointed is not the word. Looking to spend £110k minimum for somewhere of a better size and you wouldn't mind leaving your car overnight 
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