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Author Why is my
Eddx14xe
Member
Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
8th Jun 10 at 18:15   View User's Profile U2U Member Reply With Quote
Insurance more expensive with a years no claims?

Im currently paying £1900 on a modified 1.4 sport fully comp.

But with a years no claims it costs me £1700 to insure a standard saxo vtr third party fire and theft

Saxo vtr is only insurance group 7 and the 1.4 sport is 6

[Edited on 08-06-2010 by Eddx14xe]
Cavey
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Registered: 11th Nov 02
Location: Derby
User status: Offline
8th Jun 10 at 18:17   View User's Profile U2U Member Reply With Quote
You're asking why a years NCB is a good thing?

It's proved that you can drive without crashing, therefore in theory you are more insurable and less likely to claim money from the insurance company.

In their eyes anyway
DannyB
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Registered: 6th Feb 08
User status: Offline
8th Jun 10 at 18:17   View Garage View User's Profile U2U Member Reply With Quote
That's how it works. You get no claims bonus and you get cheaper insurance?
Eddx14xe
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Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
8th Jun 10 at 18:19   View User's Profile U2U Member Reply With Quote
No my insurance is more with it.

I got quotes for £2000 for my corsa with a years no claims.

I pay less at the moment and i dont have any
GTM
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Registered: 24th Nov 08
Location: Kingswinford, West Midlands
User status: Offline
8th Jun 10 at 18:22   View User's Profile U2U Member Reply With Quote
The top line in your post needs correcting.
Mine went up with 2 years ncb, i called and asked why and got told a load of crap about it been because of the recession, just get your 1years ncb certificate and go elsewhere mate.
S@M
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Registered: 3rd Oct 07
Location: East Yorkshire
User status: Offline
8th Jun 10 at 18:23   View User's Profile U2U Member Reply With Quote
insurace has gone up in the last year since you had 0 no claims, hense the higher price
Eddx14xe
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Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
8th Jun 10 at 18:24   View User's Profile U2U Member Reply With Quote
Corrected, i wondered why people were confused.
GTM
Member
Registered: 24th Nov 08
Location: Kingswinford, West Midlands
User status: Offline
8th Jun 10 at 18:26   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Eddx14xe
Corrected, i wondered why people were confused.
JaffaTB
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Registered: 7th Oct 09
Location: Sheffield, South Yorkshire
User status: Offline
8th Jun 10 at 19:05   View User's Profile U2U Member Reply With Quote
mine went up from 48 quid a month to 68 with an extra years no claims, and that was going on confused.com to get the cheapest deal
Eddx14xe
Member
Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
8th Jun 10 at 19:08   View User's Profile U2U Member Reply With Quote
Yeah its stupid, specially when there £170 a month

 
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