Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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Before I go into this, i've had a look back in house day and can't find a similar thread even though i'm sure i've seen them before, anyway...
I'm currently in the process of saving/buying new furniture etc ahead of moving out with my girlfiend some time probably around February (although that isn't fixed, could be earlier or slightly later) and having not had to worry about household bills for a while I've lost all sense of what stuff costs so would like people to share thoughts on what I think is a half decent rough estimate of my monthly costs to run a 3 bed semi:
Rent - £600
Council Tax - £120
Water - £40
Electricity - £40
Gas - £40
Food/Essentials Shopping - £240
TV License - £15
Phone Line & BB - £25
Sky+ - £40
Total - £1160
We can manage that total monthly bill quite comfortably (when considering other debt, running a car, 2 contract mobiles, a semi busy social life etc), especially so if she gets her ass into gear and gets a better job. I'm just validating this a little as depending how far off I am I might try and talk her into getting somehere cheaper, and remove some of the luxuries in order to try and save at the same time for a deposit on a mortgage.
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Tomnova16
Premium Member
Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
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the mrs and i have just bought a 2 bed flat, we put £1500 in the joint account each month and usually have about £200 left which goes into savings,
hope that helps i would break it down but i dont know off the top of my head
http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
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Tomnova16
Premium Member
Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
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sky is £54 including phone and broadband
http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
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Neo
Member
Registered: 20th Feb 07
Location: Essex
User status: Offline
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I'd budget more for Leccy and Gas, Mine is £36 and £40 for a 2 bed flat.
Food could be £100pm or £500pm, depends where you shop
TV license is £11.50 or something like that
[Edited on 21-07-2010 by Neo]
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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3 bed mid terrace new build (£138,000) in Lincoln.
Mortgage - £492 (+£50 for rent for similar sized place)
Mortgage-related insurances - £40
Leccy + Gas - £38
Water (metered) - £19
Council Tax - £120
Pet Insurance - £12
Sofa - £30
TalkTalk (phone + BB) - £19
TV Licence - £12
Food - £250? Dont keep track tbh...
Then we have our personal stuff like mobile phone bills etc. Id say you are about right, depending on what part of the country you are in, £600 a month rent will get you a nice 3 bed detached house in Lincoln, but in London its probably a box on the street.
Overall, id say you are about right
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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3 bed detached
Mortgage - £670
Council Tax - £150
Water - £N/A
Electricity - £35
Gas - £35
TV License - £Pay yearly
SkyHD/phone/BB - £50
Total - £940
We stick in £500 a month each which covers all DD's.
Foods purchased as & when required by whoevers got some money lol
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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my electric is £39 and gas is £26 on a 2 bed semi.
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Neo
Member
Registered: 20th Feb 07
Location: Essex
User status: Offline
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quote:
Originally posted by Ben G
my electric is £39 and gas is £26 on a 2 bed semi.
Wait till winter ben and next year your gas will more than likely go up. In the winter my gas bill is about £100 a month, so gets credited throughout the year.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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i don't like heat. blankets keep me warm  the colder the better for me 
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Daimo B
Member
Registered: 20th Mar 00
User status: Offline
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Individual bills - Pass, all DD so they charge me, they take moniez.
All I know is £800 each per month dissapears into a house fund, which covers everything from a high mortgage, to shopping. Whats worse is after 4 years, i only seem to have paid about £6k.
THATS depressing.
Advice - Pay as much as you can over the top of your mortgage in the first few years. Really helps. Wish i'd known to do that 
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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Thanks, useful advice, especially withe the gas and electric. I think we'll jus set up a joint account and look to put about 1300 between us a month in and see how we get on.
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Tomnova16
Premium Member
Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
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quote:
Originally posted by Colin
3 bed detached
Mortgage - £670
Council Tax - £150
Water - £N/A
Electricity - £35
Gas - £35
TV License - £Pay yearly
SkyHD/phone/BB - £50
Total - £940
We stick in £500 a month each which covers all DD's.
Foods purchased as & when required by whoevers got some money lol
 thats some cheap living there son, skyhd -£50 is that all the hd channels or just a hd box
http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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my sky HD is £57.
i get:
3 entetainment packs
sky sports 1 (all sky sports channels for 3 months promotion)
phone
broadband
unlimited broadband was £17iirc and line rental is about £11, HD pack with one entertainment pack included is £28 iirc, so 3 packs is £30.
i realise that's £58 but bill comes to £57.50 or something.
[Edited on 24-07-2010 by Ben G]
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lisac
Member
Registered: 10th Apr 08
Location: Lincolnshire
User status: Offline
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2 bed flat
465 rent
73 - council tax - living on own
50 - gas and electric
20 - water
10 - internet 02
10 - phone line - have company mobile so only use for evening calls on land line which is free
12 - tv license
650 pounds cover totally, obviously others on top credit card etc
I am out most weekends, and at work during week. Have freeview hd box so record anything i need so no point having sky.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by Tomnova16
quote:
Originally posted by Colin
3 bed detached
Mortgage - £670
Council Tax - £150
Water - £N/A
Electricity - £35
Gas - £35
TV License - £Pay yearly
SkyHD/phone/BB - £50
Total - £940
We stick in £500 a month each which covers all DD's.
Foods purchased as & when required by whoevers got some money lol
thats some cheap living there son, skyhd -£50 is that all the hd channels or just a hd box
Its HD with HD channels & Music Pack & some other pack. Top BB & Phone weekends.
I think it maybe goes up a bit after 6 months.
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Tomnova16
Premium Member
Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
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Ah I see. I was lilt WTF. Ben is that the same for you. Otherwise I might have to get on the blower
http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Mine is costing around £800 a month with everything min apart from electricity.
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