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Author insurance quotes baffle me yet again.
Matt L
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Registered: 17th Apr 06
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1st Aug 10 at 15:35   View User's Profile U2U Member Reply With Quote

again just been getting quotes on my hyperthetical 350z and was messing about to try and get the cheapest quotes....

if i put my job as
accounts manager assistant the price is - around 1100
however if i just put me down as an accountant the price goes to... - 894 .

how does the change of job make such a difference in price? also... whats the cheapest job to have

also just done an multi car quote for the whole family again for if i had a 350 and the 350 gets insured for 773
Paul_J
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Registered: 6th Jun 02
Location: London
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1st Aug 10 at 15:37   View User's Profile U2U Member Reply With Quote

I assume, the more money you earn, the less likely you are to claim to pay for damages? Eg a small bump, you'd fix yourself rather than losing no claims. However some poor bastard would have to claim for anything with no way of paying for it to be fixed
Brett
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Registered: 16th Dec 02
Location: Manchester
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1st Aug 10 at 15:41   View Garage View User's Profile U2U Member Reply With Quote

What's the consequences of lying about your job? i.e. would they check what you did if you claimed?
Daveskater
Premium Member

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Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
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1st Aug 10 at 15:41   View Garage View User's Profile U2U Member Reply With Quote

I think someone once said that Student is the cheapest thing to put because it means you won't drive it much or something.


Numberwang!

Originally posted by AlunJ
I like you Dave, you are a man of men

Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle

Look at my pictures
Liam
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Registered: 19th Jan 06
Location: Stafford
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1st Aug 10 at 15:42   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by loafofbrett
What's the consequences of lying about your job? i.e. would they check what you did if you claimed?


Print screened and forwarded to your insurers
DannyB
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Registered: 6th Feb 08
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1st Aug 10 at 15:47   View Garage View User's Profile U2U Member Reply With Quote

Mechanic is one of the worst things you can put down also
Simon L
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Registered: 24th Mar 02
Location: Glasgow
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1st Aug 10 at 15:47   View User's Profile U2U Member Reply With Quote

I found the same, i work in IT Risk for a power company.

If i said i worked in IT it went up, if i said Audit it went up, whereas if i said i worked for the electricity board it went down. All are technically true.
Adam_B
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Registered: 13th Dec 00
Location: Lancashire
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1st Aug 10 at 15:48   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Daveskater
I think someone once said that Student is the cheapest thing to put because it means you won't drive it much or something.

My quote was cheaper when i put my job as my part time retail job and didnt mention being a student. I didnt want to risk it though in case anything happened around uni, it was only about £30 difference too.

[Edited on 01-08-2010 by Adam_B]
Colin
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Registered: 4th Apr 02
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1st Aug 10 at 16:05   View User's Profile U2U Member Reply With Quote

I can get a considerably cheaper quote telling them that im a stuntman in place of offshore oil/gas tech.
shaunmods
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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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1st Aug 10 at 19:28   View Garage View User's Profile U2U Member Reply With Quote

When I first took out insurance I worked for Fiat. When I was getting quotes if I put that I worked in the motor trade the quotes went sky high. I ended up being a 'receptionist' for a couple of years Just go with whatever cheapest Matt. I've claimed twice and they weren't bothered that my job role was incorrect.
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
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1st Aug 10 at 19:33   View Garage View User's Profile U2U Member Reply With Quote

http://www.moneysavingexpert.com/insurance/car-insurance-job-picker/
Sam
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Registered: 24th Dec 99
Location: West Midlands
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1st Aug 10 at 19:39   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ian
http://www.moneysavingexpert.com/insurance/car-insurance-job-picker/


Damn it I was just about to link to that
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
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1st Aug 10 at 19:41   View Garage View User's Profile U2U Member Reply With Quote

Although according to that, teacher is cheaper, I just did a quite with me as a teacher, 556, changed it back to lecturer and it's now 546.
Daveskater
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Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
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1st Aug 10 at 19:41   View Garage View User's Profile U2U Member Reply With Quote

I wish I knew about that a few months ago, I could have saved serious cash


Numberwang!

Originally posted by AlunJ
I like you Dave, you are a man of men

Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle

Look at my pictures
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
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1st Aug 10 at 19:42   View Garage View User's Profile U2U Member Reply With Quote

Also housewife is cheaper than retired on that list, changed my mum and dad to housewife and househusband on the first quote, now back to retired and it's 535.

So take the MSE list with a pinch of salt!

[Edited on 01-08-2010 by Ian]
Daveskater
Premium Member

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Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
1st Aug 10 at 19:46   View Garage View User's Profile U2U Member Reply With Quote

Fair enough. Although I put in that I had a quote of £850 (I think it was about that before putting mum and dad on) and it's saying that if I put Data Processor instead of Mechanical Engineer I could have maybe gotten £803


Numberwang!

Originally posted by AlunJ
I like you Dave, you are a man of men

Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle

Look at my pictures
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
1st Aug 10 at 19:55   View Garage View User's Profile U2U Member Reply With Quote

Can't belive how much some peoples insurance is?!?
Daveskater
Premium Member

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Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
1st Aug 10 at 19:58   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by pow
Back in my day car insurance cost sixpence.
Alright, calm down


Numberwang!

Originally posted by AlunJ
I like you Dave, you are a man of men

Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle

Look at my pictures
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
1st Aug 10 at 20:06   View Garage View User's Profile U2U Member Reply With Quote

I'm younger than you Dave

 
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