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Author Credit Cards
elfunkyo
Member
Registered: 25th Mar 02
Location: Mighty Geordie Country
User status: Offline
5th Jun 03 at 12:54   View User's Profile U2U Member Reply With Quote
Right I'm getting sick to death of paying scandlous interest on my Barclaycard and I'm looking to transfer the balance onto another one so I can get it paid off quicker.

My problem is I dont know which one to go for because there's so bloody many to choose from. Just thought you lot may be able to give me ideas.

Cheers,

Chris
Keeley
Member
Registered: 30th Aug 02
Location: West Midlands
User status: Offline
5th Jun 03 at 12:55   View User's Profile U2U Member Reply With Quote
capital one r good
Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
5th Jun 03 at 12:55   View User's Profile U2U Member Reply With Quote
Cahoot are unbeatable, 8% all year every year
Sooty
Banned
Registered: 9th Mar 03
Location: FLAP CENTRAL
User status: Offline
5th Jun 03 at 12:55   View User's Profile U2U Member Reply With Quote
HSBC or EGG... I used to work for barclaycard for a little while, these are far superior
Jason Iles
Member
Registered: 19th Jun 01
Location: Bristol
User status: Offline
5th Jun 03 at 12:56   View User's Profile U2U Member Reply With Quote
I transfered to egg as it is 0% on balance transfers and new purchases for 6 months plus it is all online so you check the account nice and easy
d0gz_bollox
Member
Registered: 8th Apr 02
Location: Walsall
User status: Offline
5th Jun 03 at 12:56   View User's Profile U2U Member Reply With Quote
egg, intelligent finance, capital one are only good if you get the decent card, the 19%+ ones are crap
monkey
Member
Registered: 7th Apr 02
Location: Bexleyheath.....purple 2.0ltr
User status: Offline
5th Jun 03 at 12:57   View User's Profile U2U Member Reply With Quote
ive just transferred mine to the barcly card i get 0% till january 04 as long as i spend 1 pound per month on the card.
monkey
Member
Registered: 7th Apr 02
Location: Bexleyheath.....purple 2.0ltr
User status: Offline
5th Jun 03 at 12:57   View User's Profile U2U Member Reply With Quote
ive just transferred mine to the barcly card i get 0% till january 04 as long as i spend 1 pound per month on the card.
elfunkyo
Member
Registered: 25th Mar 02
Location: Mighty Geordie Country
User status: Offline
5th Jun 03 at 12:59   View User's Profile U2U Member Reply With Quote
Someone metioned Egg to me but what does the interest go upto after the 6 months?

Just been told American Express will do 5.9% for the life of the balance, that sounds interesting.
Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
5th Jun 03 at 13:00   View User's Profile U2U Member Reply With Quote
do u not pay of the whole balance on American Express at the end of each month though??
Sooty
Banned
Registered: 9th Mar 03
Location: FLAP CENTRAL
User status: Offline
5th Jun 03 at 13:01   View User's Profile U2U Member Reply With Quote
Capital one have shite customer service and will badger you for life for other cards and loans etc...
blebo
Member
Registered: 18th Apr 02
User status: Offline
5th Jun 03 at 13:01   View User's Profile U2U Member Reply With Quote
Intelligent Finance.....Offset banking
elfunkyo
Member
Registered: 25th Mar 02
Location: Mighty Geordie Country
User status: Offline
5th Jun 03 at 13:03   View User's Profile U2U Member Reply With Quote
Whats Offset Banking?
blebo
Member
Registered: 18th Apr 02
User status: Offline
5th Jun 03 at 13:05   View User's Profile U2U Member Reply With Quote
Current Account = 50

Credit Card = 70

Recieve no intrest on your current account and only pay intrest on 20 of your credit card at 8.7%

[Edited on 05-06-2003 by blebo]

 
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