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Author Motor Trader Insurance
fazza
Member

Registered: 7th Feb 08
Location: Plymouth
User status: Offline
16th May 11 at 19:55   View User's Profile U2U Member Reply With Quote

I know a few of you guys have motor trade insurance so...

who do you guys recommend for Motor trader insurance? I am opening a used car sales lot and need to sort motor trade insurance for myself and partner. Both are 23 years of age and have been driving for over 5 years.

No cars will be worth more than 5k

Cheers guys
Graeme
Premium Member

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Registered: 26th Jul 04
Location: Northampton
User status: Offline
16th May 11 at 20:05   View Garage View User's Profile U2U Member Reply With Quote

Google!

Every insurance company will be different and alot wont cover due to age. Just gota ring about but you be paying a few grand.
fazza
Member

Registered: 7th Feb 08
Location: Plymouth
User status: Offline
16th May 11 at 20:07   View User's Profile U2U Member Reply With Quote

i know i can use google. but its just like normal car insurance, some people may have had issues with claims being paid out etc and worth avoiding etc.

Thats all i was asking for
GteRedtop
Member

Registered: 13th Jun 07
Location: Your mother's Otter's pocket
User status: Offline
17th May 11 at 20:40   View User's Profile U2U Member Reply With Quote

My brocker is Simply insurance who insure me through TRADEX insurance. Im 23 and strugled to find a traders for my age apart from the above.
thegsi
Member

Registered: 3rd Feb 07
Location: Kidderminster Drives: Evo (you can't afford one)
User status: Offline
17th May 11 at 21:33   View User's Profile U2U Member Reply With Quote

I'm with MMA Insurance through a local broker. You will really struggle to get a decent policy being under 25 mate. If you do get one, it'll be a super basic plan with very low payout estimates etc. And you'll pay through the nose for your premium
Warren G
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Registered: 14th May 06
Location: Kent
User status: Offline
17th May 11 at 22:05   View User's Profile U2U Member Reply With Quote

I just paid £1983 at 23 with 3 ncb

modifided cars and limit 10k

with TradeX i think....but different broker same company quoted me £4400 and wouldnt insure me on modified cars
Kev S
Member

Registered: 7th Dec 09
Location: aberystwyth, wales
User status: Offline
23rd May 11 at 18:21   View User's Profile U2U Member Reply With Quote

do you need proof of accounts etc to get a trade policy? I'm a carpenter by trade but I've been tempted to sort out a traders policy as I've been getting involved in buying and selling cars with my dad but im unsure if I'd get it as I'm 21? any ideas? also if I were to be a named driver on my dads trade policy would that mean i could drive anything or only what he owns, or has insured me to drive? would i not build up no claims that way tho? or would i have to get intouch with the insurer to get all that info. cheers
fazza
Member

Registered: 7th Feb 08
Location: Plymouth
User status: Offline
23rd May 11 at 18:24   View User's Profile U2U Member Reply With Quote

you can get it at 21, i looked into it a couple of years ago but its feckin pricey

Pridzz
Member

Registered: 18th Nov 08
Location: Exmouth - Devon
User status: Offline
23rd May 11 at 18:24   View User's Profile U2U Member Reply With Quote

Shaun - When did you start dealing in used cars?

You not doing the Mobile phone buisness anymore then?
Kev S
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Registered: 7th Dec 09
Location: aberystwyth, wales
User status: Offline
23rd May 11 at 18:25   View User's Profile U2U Member Reply With Quote

how much is pricey? does it mater than im not actually a mechanic tho? just work on them in my spare time? thanks
fazza
Member

Registered: 7th Feb 08
Location: Plymouth
User status: Offline
23rd May 11 at 18:28   View User's Profile U2U Member Reply With Quote

Couple of months properly now mate.

Been doing it on the side for about a year though.

no more mobiles mate, was time for a change. need update my profile lol <<

get some quotes kev, it depends on your postcode massively aswell.

will be about 2500-3000 at 21, thats why i didnt bother at the time
Kev S
Member

Registered: 7th Dec 09
Location: aberystwyth, wales
User status: Offline
23rd May 11 at 18:32   View User's Profile U2U Member Reply With Quote

ye il have to start getting some quotes soon as renewal is due begining of next month. thanks for the help
Pridzz
Member

Registered: 18th Nov 08
Location: Exmouth - Devon
User status: Offline
23rd May 11 at 18:36   View User's Profile U2U Member Reply With Quote

Knew you sorta done it - Id get a text from you every so often - I Have this car. Or this car now lol...

Big money can be made from it - Only thing stopping me is the insurance!

You stil got the LET Astra or you sold that too? If I remember rightly you we're buying your old Corsa GSI back?

[Edited on 23-05-2011 by Pridzz]
fazza
Member

Registered: 7th Feb 08
Location: Plymouth
User status: Offline
23rd May 11 at 18:39   View User's Profile U2U Member Reply With Quote

no toys for me at the minute mate, got a few other cars at the minute though.

I 'was' buying my old gsi back but the lad was being a cock so i didnt bother. was too much hassle. I bought a corsa sport but then had enough with my work and thought sell the corsa and make a go selling cars fulltime.

Missus due in 4 weeks time so will be alot more flexible with baby on route
Pridzz
Member

Registered: 18th Nov 08
Location: Exmouth - Devon
User status: Offline
23rd May 11 at 18:44   View User's Profile U2U Member Reply With Quote

I no the feeling mate - No toys for me either atm, Least till my Littlen is due...
I was gunna say mate - Yours should be due anytime now! Did you find out what you we're having?

Well fairplay to you mate, Good luck - You wont no until you try!
fazza
Member

Registered: 7th Feb 08
Location: Plymouth
User status: Offline
23rd May 11 at 18:54   View User's Profile U2U Member Reply With Quote

having a little boy chap u?
Pridzz
Member

Registered: 18th Nov 08
Location: Exmouth - Devon
User status: Offline
23rd May 11 at 18:56   View User's Profile U2U Member Reply With Quote

Little girl bud - Got a few months yet tho, Due 4th Sept...
fazza
Member

Registered: 7th Feb 08
Location: Plymouth
User status: Offline
23rd May 11 at 18:57   View User's Profile U2U Member Reply With Quote

June 23rd were due.

Cannot wait
Pridzz
Member

Registered: 18th Nov 08
Location: Exmouth - Devon
User status: Offline
23rd May 11 at 19:00   View User's Profile U2U Member Reply With Quote

Yeah mate to be fair im pretty impatient about it - Cant wait!

Hows your missus been, Mines been moody here and there, But no morning sickness or weird cravings yet...
fazza
Member

Registered: 7th Feb 08
Location: Plymouth
User status: Offline
23rd May 11 at 19:23   View User's Profile U2U Member Reply With Quote

good as gold tbh mate.

she did have morning sickness for a few weeks but ok now, and has started loving mustard. proper random lol
Archie
Organiser: Scotland
Premium Member


Registered: 18th Dec 07
Location: South Ayrshire
User status: Offline
23rd May 11 at 19:24   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by fazza
June 23rd were due.

Cannot wait



Legends are born on this date
Tomnova16
Premium Member

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Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
23rd May 11 at 21:35   View Garage View User's Profile U2U Member Reply With Quote

I'm with travellers. Giles is my broker


http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter

 
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