sc0ott
Member
Registered: 16th Feb 09
User status: Offline
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quote:
Originally posted by Lee H
My renewal with Brentacre is £990 on an EP3.
I'm 30 with full NCB, no points or accidents. I'm gutted but no-one can get anywhere near that renewal. The North-West is screwed for insurance it seems!
Im a ball hair over that with my ep3. Im 23, 2 years ncb, started driving when i was 21.
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N3CRO
Member
Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
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quote:
Originally posted by Mark.W
Got my renewal in for the corsa and was quite pleased when i seen total renewal £599.99 so just phoned to double check and see what the monthly payments will be paying monthly direct debit. which is £51ish and all seemed ok then they said iv got to pay deposit of £149.99 plus £61 interest fee so when you add them all up it takes the total price up to over £720 which to me is quite miss leading to me.But what i can't understand is why i have to pay a deposit again like you do when starting up with a different insurer but this is a renewal.
And does that seem exspensive for someone 25years old with 5 years ncb on a corsa B breeze with a x16xe fitted??
Your thoughts & tips appreciated.
They did the same with me at my last renewal too.
The price went up £40 a year, £150 deposit and some interest fee and I was 28, 4 years ncb running a 206 GTi with wheels and backbox declared and an SP30.
[Edited on 04-10-2011 by TheNobleOne]
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N3CRO
Member
Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
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quote:
Originally posted by shaunmods
Deposit + interest was always the norm I thought though on monthly payments?
I didn't pay a deposit on renewal with my last insurance company when I had the Corsa.
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Lee H
Member
Registered: 15th May 06
Location: Manchester
User status: Offline
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quote:
Originally posted by pow
A bag of sand for a 30 year old? Fuck that.
Can't get under £800 on a Saxo VTR either 
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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Thats terrible
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N3CRO
Member
Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
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quote:
Originally posted by Lee H
quote:
Originally posted by pow
A bag of sand for a 30 year old? Fuck that.
Can't get under £800 on a Saxo VTR either
I was getting quotes of £430 3rd P F&T for a VTR.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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quote:
Originally posted by Lee H
quote:
Originally posted by pow
A bag of sand for a 30 year old? Fuck that.
Can't get under £800 on a Saxo VTR either
Ahh the south  £523
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Mark.W
Member
Registered: 3rd Jan 07
Location: County Durham
User status: Offline
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Phone HIC and did you know they are flux direct too  they asked what was the cheapest quote iv had up to now and who with and so told them it was flux direct and she say oh thats us.
They quoted me £576 but with all the other bits in including the deposit it comes to £672.83
Thinking of making the car sorn over the winter as i wont be using and starting a policy up after the winter but not sure what to do.
Need a cheaper quote as i think its still a bit steep for how much the car gets used.
[Edited on 05-10-2011 by Mark.W]
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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use a fucking interest free credit card you mong, much easier, cheaper and gives you a better credit rating
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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quote:
Originally posted by Lee H
quote:
Originally posted by pow
A bag of sand for a 30 year old? Fuck that.
Can't get under £800 on a Saxo VTR either
 I got less than that when I was 20 with 0NCB
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Mark.W
Member
Registered: 3rd Jan 07
Location: County Durham
User status: Offline
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quote:
Originally posted by john-d
use a fucking interest free credit card you mong, much easier, cheaper and gives you a better credit rating
Bit harsh
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Mark.W
Member
Registered: 3rd Jan 07
Location: County Durham
User status: Offline
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Daveskater recommended Admiral.
Anyone else insured with them?
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sc0ott
Member
Registered: 16th Feb 09
User status: Offline
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No, brentacre were £2k MINIMUM cheaper than elsewhere, including the so called specialist insurers for me back in May.
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Mark.W
Member
Registered: 3rd Jan 07
Location: County Durham
User status: Offline
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Just phoned Admiral and they wont cover me due to the engine change 
Are Performance Direct any good?
Cheapest so far is HIC/Flux Direct at £576 paid in full or £672 with monthly direct debit payments.
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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Tbh John-D has a good suggestion - get a new credit card that is interest free for 12 months or whatever and put it on that then pay it off each month - then you'll just be paying the £576 instead of £672 
My dad did that to buy a motorbike once Got a new card and put it on that then paid it off interest free 
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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Mark.W
Member
Registered: 3rd Jan 07
Location: County Durham
User status: Offline
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How long does it normally take to apply then receive a 0% interest credit card? Just that its due on the 18th and not sure if i will get it in time.
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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Not too long I don't think mate, you could maybe see if your bank are doing one or something then you may even get it quicker.
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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Sorry about harshness but you were ignoring me. Go ask the bank? Pretty sure they can sort it quickly 2 weeks or so. The car being of the road a week wouldnt hurt that much would it?
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moka
Member
Registered: 11th Mar 06
User status: Offline
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Im 23 with 2 years no claims and my insurance is £440. This is with admiral so yes i recommend.
1.4 sport.
[Edited on 06-10-2011 by moka]
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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quote:
Originally posted by Mark.W
Just phoned Admiral and they wont cover me due to the engine change
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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Dale
Member
Registered: 7th Oct 07
Location: Swindon
User status: Offline
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ouch i pay 600 for monty everything declared 23 5 years NCB
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by Mark.W
How long does it normally take to apply then receive a 0% interest credit card? Just that its due on the 18th and not sure if i will get it in time.
took me a week to get my tesco clubcard credit card through after applying online.
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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quote:
Originally posted by Dale
ouch i pay 600 for monty everything declared 23 5 years NCB
I need me some NCB 22, 3 NCB and if mum and dad weren't on the policy it'd be £700+ for mine Paid £530 with them on 
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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Mark.W
Member
Registered: 3rd Jan 07
Location: County Durham
User status: Offline
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quote:
Originally posted by Dale
ouch i pay 600 for monty everything declared 23 5 years NCB
Whos that with Dale? are you really only 23????
I wasn't ignoring you John it just that i hate credit cards and and try avoid them as much as i can but if i could get an interest free card in time i could be more tempted.
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