SXI - Matt
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Registered: 8th Jul 07
Location: Leicestershire Drives: Corsa C SRI
User status: Offline
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Ok so my self and the other half are at the stage were we are looking to move out, we have the deposit, decision in principle and even found the new build we are after.
Now before we commit I'm trying to get the price of every think together so we know what we are going to be paying each month, what's the best way or what on average are you looking at for gas/electric/water? Need a figure or a way of getting a rough figure to add to the rest
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Aaron
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Registered: 9th Aug 04
Location: Cottingham, East Riding
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I'm not being funny, but if you use the search, and type in "Bills" under House Day, there are LOADS of threads about this.
A lot of it boils down to the size of the house too.
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whitter45
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Registered: 15th Nov 02
Location: Norton
User status: Offline
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quote:
Originally posted by SXI - Matt
Ok so my self and the other half are at the stage were we are looking to move out, we have the deposit, decision in principle and even found the new build we are after.
Now before we commit I'm trying to get the price of every think together so we know what we are going to be paying each month, what's the best way or what on average are you looking at for gas/electric/water? Need a figure or a way of getting a rough figure to add to the rest
so many variants affect utility costs and consumption - which include
age of house
fabrication
heating system
size of house
utility rate you are on
how often you are at home
do you have TRV's
what appliances do you have
list goes on
But for a 3 bed semi I would estimate at least 1k a year based on 2 people for gas and electricity
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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I'd be budgeting £600 a month for two of you on top of you mortgage for:-
Gas
Electric
TV License
Water
Council Tax
Food/Drink
and once you settle in, bring your DDs down to a sensible level. Better to overbudget than under-budget and not have the money at first.
I'm sure most people do this anyway but I DD everything and with Gas/Electric, I pay an amount that meants I'm building up credit in the summer months when I'm nto using as much and that tops up any shortfall in the winter months
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SXI - Matt
Member
Registered: 8th Jul 07
Location: Leicestershire Drives: Corsa C SRI
User status: Offline
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TBF I think i have now sorted how much i need to budget ect, just the whole process is a tad scary now we are about there  off to look at the site Tuesday as it'll be an off plan purchase, just hope it's as nice as the plans
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whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
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most new build purchases are off plan now as they are built to order
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SXI - Matt
Member
Registered: 8th Jul 07
Location: Leicestershire Drives: Corsa C SRI
User status: Offline
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Most of the house's we have looked at new build wise are already up & kitchen ect chosen. Going to be quite nice with this one to be able to pick the kitchen tiles preference to additional sockets ect
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whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
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Nice one
Word of warning they charge about £50 a socket shod you want t moved or additional sockets in most new houses. It soon adds up
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SXI - Matt
Member
Registered: 8th Jul 07
Location: Leicestershire Drives: Corsa C SRI
User status: Offline
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Oh really that would soon add up, I only really wanted an additional phone line in the bedroom, it has a TV socket already which i did want but didn't realise it came pre fitted, but thinking about it a pair of cordless phones and you don't need another socket , and until we are in i don't think i really need to moves socket's ect.
Main plus point was picking the kitchen and bathroom, this all comes down to the decision on Tuesday though we are going over to view the site & see what deal we can come to
[Edited on 15-03-2012 by SXI - Matt]
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
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Have you budgeted for solicitors fees and stamp duty in your plans?
Corsa 2.0 16v Vegas - Sold
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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38 gas, 41 electric and 13 water here p.m on d/d's so get a discount.
i do get a drainage/sewerage bill through every 6 months from a different water company so i'm guessing (hoping) the £13.00 p.m doesn't take that into account.
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SXI - Matt
Member
Registered: 8th Jul 07
Location: Leicestershire Drives: Corsa C SRI
User status: Offline
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Yeah stamp duty is a bitch as it starts again in 10 day's typical really, yeah solicitors to all add's up ay, hopefully be all worth it
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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are you putting money in a joint account together and keeping the rest to yourselfs?
i only ask as we've wasted so much money from using the joint account to pay for everything (my wages get paid into joint account, but other halfs get paid into her own), so not ideal for saving up and you end up spending money on crap you don't need.
2 seperate accounts + 1 joint account for bills/shopping and house stuff seems the best way.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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quote:
Originally posted by Ben G
i only ask as we've wasted so much money from using the joint account to pay for everything (my wages get paid into joint account, but other halfs get paid into her own), so not ideal for saving up and you end up spending money on crap you don't need.
How is that fair?!?!? You should both get paid into the joint account....
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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quote:
Originally posted by Ben G
2 seperate accounts + 1 joint account for bills/shopping and house stuff seems the best way.
This is how we did it; both put £1000 a month into the 'House Account', then had our personal Accounts for all personal expenditure. House account was used for saving towards renovations as well as house bills but couldn't have been fairer really as we both earned near enough the same, actually she took home more than me with tips and bonus etc. but the house costs were exactly 50/50
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by pow
quote:
Originally posted by Ben G
i only ask as we've wasted so much money from using the joint account to pay for everything (my wages get paid into joint account, but other halfs get paid into her own), so not ideal for saving up and you end up spending money on crap you don't need.
How is that fair?!?!? You should both get paid into the joint account....
It isnt fair, I can change it but I cant be bothered driving over to my welfare dept to change my bank details, laziness on my part really
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