Dom
Member
Registered: 13th Sep 03
User status: Offline
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Bit of a quickie; Has anyone used these? Any good?
[Edited on 17-08-2012 by Dom]
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Russ
Member
Registered: 14th Mar 04
Location: Armchair
User status: Offline
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do they not just experian for the reports?
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noshua
Member
Registered: 19th Nov 08
User status: Offline
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A similar company I think.
I signed me and the missis up, not used experian but they say the only difference is rather being updated instantly (or twice a day? Something like that) they're updated monthly on the birth date of your account. Can pay £2 for a real time update tho.
Great interface, tailored offers for loans, credit cards, etc. Scary/strange the data they have about you.
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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They are owned by CallCredit, a not so well used credit reference agency.
If they genuinely provide reports for free then that's great, if you've got any problems on the report though I'd recommend getting a copy of your report from the other two companies for comparison/checking/fixing of problems etc.
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noshua
Member
Registered: 19th Nov 08
User status: Offline
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They're 100% free.
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Root
Member
Registered: 28th Dec 08
User status: Offline
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Do I get a prize for having 1/5?
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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1/5 what?
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Cole
Member
Registered: 11th Nov 02
Location: eastbourne Drives:zafira sold now a qashqai
User status: Offline
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What a load of shite asks for card details obviously to verify your I'd so I try 3 different cards and still says can't provide a report
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Toby
Premium Member
Registered: 29th Nov 05
User status: Offline
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quote:
Originally posted by Sam
1/5 what?
If thats the score hes been provided then i would stay away tbh 
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Dom
Member
Registered: 13th Sep 03
User status: Offline
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So worth signing up? Sounds like it's a bit of a bodge site
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noshua
Member
Registered: 19th Nov 08
User status: Offline
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It worked fine for me and the missis and 1000's of Which?, BBC and telegraph readers!
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Cole
Member
Registered: 11th Nov 02
Location: eastbourne Drives:zafira sold now a qashqai
User status: Offline
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So why couldn't it provide me with details then I don't get it
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Toby
Premium Member
Registered: 29th Nov 05
User status: Offline
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quote:
Originally posted by noshua
It worked fine for me and the missis and 1000's of Which?, BBC and telegraph readers!
how did they provide your score? Was it on a points system?
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baza31
Member
Registered: 19th Apr 03
Location: yorkshire
User status: Offline
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Experian is on points I think iirc it went upto 1000
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noshua
Member
Registered: 19th Nov 08
User status: Offline
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quote:
Originally posted by Toby
quote:
Originally posted by noshua
It worked fine for me and the missis and 1000's of Which?, BBC and telegraph readers!
how did they provide your score? Was it on a points system?
There's a demo thing on their website, looks exactly the same;
https://www.noddle.co.uk/sample-credit-report
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Toby
Premium Member
Registered: 29th Nov 05
User status: Offline
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ive not seen a rating which doesnt work on a points system. Doesnt provide great scope to see whats wrong imo.
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Russ
Member
Registered: 14th Mar 04
Location: Armchair
User status: Offline
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it does, everything is broken down to allow you to see whats good or bad
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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Cole it wouldn't work for my Santander VISA debit card, but then everytime I try that fucker online it locks itself and I have to call to get it unbarred.
Once I used my Mastercard credit card it was fine, I thought it might kick me because I've moved house 3 times in the last 5 years (student + private rent then mortgage).
I'm happy with 4/5, agree though with how much detail they have your finances, proper scary it can be pulled from a database as quickly as that
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