gooner_47
Member
Registered: 20th Jul 04
Location: Bexhill/Croydon
User status: Offline
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Yes/no/why/why not? etc
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Yes - cost a tenner, worth having.
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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i do, although feel a bit conned by it, Got 9 or 10yrs, i forget but think they stopped counting after 7yrs
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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Will be doing next year.
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BenC1985
Member
Registered: 5th May 12
Location: Northants
User status: Offline
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Yes i do. Just incase anything happens. Doesent cost much more to protect them.
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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Yep. Protected my full no claims 3 weeks before I wrote my old Corsa off. Best £20(ish) I ever spent.
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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quote:
Originally posted by Ian
Yes - cost a tenner, worth having.
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Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
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Started this year with it. Cost me about £100 though
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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Yes, my dad got stung a few years back, he had a none fault bump but the other party put some dodgy witness statements in which meant it went 50/50. He lost 4 years ncb plus obviously had a claim to declare so his premium shot up.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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I thought I had but I ddin't and had an accident this year my fault. Lost 2 years NCB. Protect it, it's worth it.
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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quote:
Originally posted by Gary
Will be doing next year.
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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You dont lose all 10 or whatever though, lose 4 with mine not protected
But for 8 quid i do anyway, can still lose them with 2+ claims in a year mind
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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yeah on both my policies.
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Daniel_Corsa
Premium Member
Registered: 21st Apr 04
Location: Wigton, Cumbria
User status: Offline
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quote:
Originally posted by Ian
Yes - cost a tenner, worth having.
April '06' Corsasport Feature Car  | Aug '08' Total Vauxhall Feature Car | Spring '09' Fast Car Feature Car
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Russ
Member
Registered: 14th Mar 04
Location: Armchair
User status: Offline
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only have 1 year as they wouldnt transfer mine from car to motorbike and back again after that.
but if i had enough i would
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MatthewR
Member
Registered: 21st Oct 02
Location: Rickmansworth
User status: Offline
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biggest regret ever was not protecting my no claims, had a minor accident which was my fault and im still building them back now
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All Torque
Member
Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
User status: Offline
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Yes, have done so since having 5 years, now on 8 years, costs pence, fully comp too.
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big eck
Member
Registered: 20th Apr 03
Location: Tullibody. Drives - Audi B8 S4 & Fiesta Zetec-S
User status: Offline
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I was talkin about this with the wife today. I've had mine protected for years now but luckily never used it.
If you have an accident do you still have to declare it on a new policy??? I guess you do but this is where I don't understand the no claims bit, surely the renewal quote will still go up???
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Toby
Premium Member
Registered: 29th Nov 05
User status: Offline
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no, none to lose.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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quote:
Originally posted by big eck
I was talkin about this with the wife today. I've had mine protected for years now but luckily never used it.
If you have an accident do you still have to declare it on a new policy??? I guess you do but this is where I don't understand the no claims bit, surely the renewal quote will still go up???
You get to keep your no claims but declare the claim. So yes it does go up
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morpheus22
Member
Registered: 10th Oct 05
Location: sheffield
User status: Offline
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quote:
Originally posted by Daniel_Corsa
quote:
Originally posted by Ian
Yes - cost a tenner, worth having.
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Jerham
Member
Registered: 18th Aug 04
Location: Cambridgeshire
User status: Offline
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I don't bother because they ask about claims and accidents in the last 5 years anyway.
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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quote:
Originally posted by Jerham
I don't bother because they ask about claims and accidents in the last 5 years anyway.
The NCB is basically a percentage discount off your overall premium, if you have an accident, yes you have to declare it and therefore there will be a higher premium but without protected no claims, you also lose the discount (or at least drop to a lower percentage) meaning you pay more again. I think some companies do upto 75% no claims discount so losing that on a £500 premium turns it into a £2000 premium, which is considerably more of a kick in the stones than a £50 increase for a minor claim.
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corsadonk
Premium Member
Registered: 4th Jul 09
Location: Marlborough, Wiltshire
User status: Offline
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I don't, and I've got over ten years NCB. A bit off topic but the renewal goes up every year, if you stay with the same company, which pisses me off. So you have to ring around and use the sites. I don't see how they're not gonna stick it up loads, just because you've made a claim, I know it might not be as much, but they just take the piss. 
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