willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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Whos switching? who to? fixed for how long?
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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I'm just trying to see what rates are the best of a bad bunch at the moment
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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Why does the amount you can save change in July instead of just changing it now at the start of the tax year?
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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Probably because they announced it in the budget and it was so close to the April deadline they didn't have time to fully implement it.
TBH if you can afford put away 5 odd grand between now and July then I'm sure you don't need the interest that badly 
Santander looks like the best 1yr deal/.
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James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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You have to be careful. If you fix an ISA at a good rate, you most likely won't be able to top up to the NISA amount until the fix ends.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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My ISA will be all but closing to pay the government and solicitors for the privelege of moving
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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quote:
Originally posted by James
You have to be careful. If you fix an ISA at a good rate, you most likely won't be able to top up to the NISA amount until the fix ends.
orly 
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tom_simes
Show Staff
Organiser: South Wales
Premium Member
Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
User status: Offline
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Going with Nationwide for this year - 2.5%, no withdrawal limits and a max of £1250 a month which is more than enough for me.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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1250 a month I feeking wish
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James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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quote:
Originally posted by tom_simes
Going with Nationwide for this year - 2.5%, no withdrawal limits and a max of £1250 a month which is more than enough for me.
£1250 a month just equals the annual limit of £15k anyway so it's no more of a restriction than the £15k limit itself.
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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Not sure I'll be contributing into the ISA funds this year, wife will be on maternity leave unpaid until at least September leaving me the sole wage earner for 3 people, a dog, a car, motorbike and mortgage to pay!
However, once my fix ends with the KRBS I'll be looking to shift it somewhere, think I have 2.9% for another 6 or 7 months.
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