M2RTY
Member
Registered: 25th May 01
User status: Offline
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I bought a 2.5 year old 3 series convertible for cash as I got a decent price on it, but have spent a few thousand on servicing, mot, DSC unit failing, tyres, getting a few dents removed and leather fixed etc. but at least i own it outright
Maybe i should have bought a new one on finance but the exact same car spec wise was twice the price overall (granted you never pay it off)
My lass bought a brand new abarth 500 on p&p, got rid after 20 months, them a 1 series convertible in silver, got rid after 11 months as she wanted a white one and got a brand new 118d msport convertible with all the toys in July. Looking soon to replace with a new range rover sport
She pays the monthly amount, drives brand new cars, and hasnt got her money tied up in them. A car is a utility bill to her, and she needs reliability for work. And she drives new cars all the time
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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I like how people say having PCP means money is not tied up in a car, most people have PCP because they don't have the money to buy outright to start with.
Even if you did, you're essentially paying over the odds for that luxury anyway and are tying up a % of your wage every month instead.
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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Put 400 away each month and buy car or buy car and pay 400 a month. We do it both ways. Life's too short to worry what other people do!
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by Brett
quote:
Originally posted by Ben G
quote:
Originally posted by Brett
quote:
Originally posted by Ben G
A warranty which costs extra, whereas it's all included in the price of the new car.
 ok
Whats the laughing smiley for? I'm merely stating a fact which you didn't include in your post.
Because it's just typical you tbh Also saying its included in the price has a hint of hilarity for me. You'd fucking hope so.
I'm not really prepared to go down this road of discussion with you tbh, seems idiotic. However long and short, what you said, implying finance/lease is the road of trouble free motoring, although is one option, isn't the only one and by a million miles not the cheapest. You asked what I'd do if the car went bang, well if I was worried I'd have bought a warranty, or heaven forbid I would've got the car from the dealer with warranty, because that'd be ok 'because its included in the price' 
Not sure why you're sweaty sights are set on me anyway. Like I said, I've got no problem with finance/lease, certainly don't think anyone is 'the anti-christ' for doing it. Whatever pulls your plonker, go for it.
Resorting to silly name calling. Looks like i've won that argument.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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quote:
Originally posted by A2H GO
I like how people say having PCP means money is not tied up in a car, most people have PCP because they don't have the money to buy outright to start with.
Even if you did, you're essentially paying over the odds for that luxury anyway and are tying up a % of your wage every month instead.
Assuming its not a business expense, in which case its good business to not "have" any money to spend on things, it should all be invested and earning.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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Someone crashed into my missus' car that she can't afford yesterday 
Old codgers excuse was that he didn't see the traffic stopped ahead of him as he was looking to the right due to someone cutting him up 
He did however take full responsibility for it and apologised.
Seriously have no luck with cars.
[Edited on 25-04-2014 by Ben G]
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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quote:
Originally posted by Ben G
Resorting to silly name calling. Looks like i've won that argument.
The fact you think you were in an argument means I'd already won tbh. Bit of a bee in your bonnet and the need to prove to everyone why financing is better for some reason. Like I said, I don't care what people do, it's just not what I choose to do. You asked what'd happen if a used car went bang, I answered, you tried to be smart in a silly way, that's that really 
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