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Author Insurance rant
R Lee
Member

Registered: 15th Aug 03
User status: Offline
10th Jul 14 at 21:22   View User's Profile U2U Member Reply With Quote

BikeSure, sister company of Adrian Flux I think? They're a bunch of awkward bastards.

Took a policy out on a new toy 2 days ago. Policy only costs me a little over £100 TPFT
Anyway, a tiny bit of information needed to be amended. So they go ahead and do it. After being put on hold, they told me the underwriters will only do it Third party, not TPFT? If I wanted it that, then they would have to charge me an extra £30.
I told them to cancel it because it wasn't worth the extra £30... This would cost me £40 I towards underwriters, then £25 for the broker they would give me back just a little over £35

Twats
Brett
Premium Member

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Registered: 16th Dec 02
Location: Manchester
User status: Offline
10th Jul 14 at 21:39   View Garage View User's Profile U2U Member Reply With Quote

Had the same thing with bikesure. It's the same when you're insuring your car with flux. Will never use them again.
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
10th Jul 14 at 22:06   View Garage View User's Profile U2U Member Reply With Quote

Exercise your right to cancel then and go elsewhere. You have 14 days to do it.

From their site:

If you cancel within 14 days of receiving the policy information you will only be charged our £30 policy issue fee and the Insurance Company's minimum charge for the time you have had on cover. These charges vary depending on the Insurer. Call our customer service line for more information.

[Edited on 10-07-2014 by VegasPhil]


Corsa 2.0 16v Vegas - Sold
R Lee
Member

Registered: 15th Aug 03
User status: Offline
11th Jul 14 at 10:30   View User's Profile U2U Member Reply With Quote

Yes, I read the that from the policy.

The rant is because if I did have to cancel, I'd essentially lose 70% of the premium that I paid, for 2 days worth of riding. Ridiculous.

taylorboosh
Member

Registered: 3rd Apr 07
User status: Offline
11th Jul 14 at 11:20   View User's Profile U2U Member Reply With Quote

Its your own fault - should've took the correct policy in the first place
R Lee
Member

Registered: 15th Aug 03
User status: Offline
11th Jul 14 at 11:27   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by taylorboosh
Its your own fault - should've took the correct policy in the first place


So, you have the ability to look into the future for changing circumstances?
Please tell me the lottery numbers
Brett
Premium Member

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Registered: 16th Dec 02
Location: Manchester
User status: Offline
11th Jul 14 at 11:47   View Garage View User's Profile U2U Member Reply With Quote

It's not just about taking the correct policy. Flux are in no way the company to go for if you ever plan on changing car mid policy, etc. If they won't cover it, they basically shaft you out of whatever money is left.
gazza808
Member

Registered: 30th Jun 08
Location: Peterborough
User status: Offline
11th Jul 14 at 12:25   View User's Profile U2U Member Reply With Quote

Bikesure are a bunch of wankers.
I had to send a copy of my licence,
Then I was getting threatening emails because I hadn't sent them a copy of my cbt. ... I have a full licence so my cbt has been superceded...
So that got sorted eventually, then out of the blue I get a letter saying they can't insure me as my licence is registered to a different address to my policy, even though at the time I was in the process of moving,
Even though my new one had the right address on they didn't care and charged me even more to cancel it.

I pay more to go with a different company every time now.

[Edited on 11-07-2014 by gazza808]
taylorboosh
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Registered: 3rd Apr 07
User status: Offline
11th Jul 14 at 13:19   View User's Profile U2U Member Reply With Quote

Was with flux for years - change car pretty often and never once had an issue

taylorboosh
Member

Registered: 3rd Apr 07
User status: Offline
11th Jul 14 at 13:20   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by R Lee
quote:
Originally posted by taylorboosh
Its your own fault - should've took the correct policy in the first place


So, you have the ability to look into the future for changing circumstances?
Please tell me the lottery numbers



What was the change?
Andrew
Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
12th Jul 14 at 17:24   View User's Profile U2U Member Reply With Quote

I'm pretty happy with Admiral. One fault and one non fault claim last year. Premium actually came down

 
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