Your monthly mortgage payments. - Corsa Sport - for Vauxhall and Opel Corsa B, Corsa C and Corsa D

Not logged in [Login - Register]

You Are Not Registered Or Not Logged In

Corsa Sport » Message Board » Off Day » House Day » Your monthly mortgage payments.

New Topic

New Poll

<< 4 5 6 7 >>

Subscribe | Add to Favourites

You are not logged in and may not post or reply to messages. Please log in or create a new account or mail us about fixing an existing one - register@corsasport.co.uk

There are also many more features available when you are logged in such as private messages, buddy list, location services, post search and more.

Graham88

Member

Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline

11th Apr 15 at 01:41

quote:
Originally posted by CORSA NUT
So much bullshit getting chatted in here...

If your on 42k a year which I highly doubt unless your a senior team leader etc, you'll take home maximum without deductions of £2600.

That is what you earn end of story. Gross pay on that is £3500. If it makes you feel better telling people you earn £3500 a month when you don't then go for it.

This post

Ben G you liar

Asides from Ben there is definetly some billy bullshit figures going on

Ben G

Member

Registered: 12th Jan 07
Location: Essex
User status: Offline

11th Apr 15 at 10:45

that one did make me laugh

Marc

Member

Registered: 11th Aug 02
Location: York
User status: Offline

11th Apr 15 at 11:16

I think we need to start naming who is bullshitting. I know I certainly aren't with my little terraced house.

Ben G

Member

Registered: 12th Jan 07
Location: Essex
User status: Offline

11th Apr 15 at 13:07

I only have a 2 bed semi

south east prices

next step up is 100k more

pow

Premium Member

Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline

11th Apr 15 at 13:45

My life. Consists of working so I'm all good lol

VrsTurbo

Premium Member

Registered: 8th Jun 10
User status: Offline

11th Apr 15 at 13:59

I could say I pull in near 10k a month but I doubt people would believe me.

Ian W

Member

Registered: 8th Nov 03
Location: Wirral, Merseyside
User status: Offline

11th Apr 15 at 15:53

I guess this is the reason why it's never a good idea to talk about salaries with anyone

Was always led to believe it wasn't really a done thing

nibnob21

Premium Member

Registered: 16th May 10
Location: South Derbyshire
User status: Offline

12th Apr 15 at 08:23

Something that no-one has mentioned is the term of their mortgage. It's all well and good saying how much it is, and what percentage of your salary it is and blah blah, but if it's over a period of 40 years with a shit interest rate then you're not in an amazing situation.

MX5 Project Thread

Ben G

Member

Registered: 12th Jan 07
Location: Essex
User status: Offline

12th Apr 15 at 10:53

The other side of that is if you own a northern house which costs the same as a pint of milk and you earn minimum wage.

pow

Premium Member

Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline

12th Apr 15 at 13:56

18 years a thank you

VrsTurbo

Premium Member

Registered: 8th Jun 10
User status: Offline

12th Apr 15 at 18:27

Meh only got 40k left to pay off

Ben G

Member

Registered: 12th Jan 07
Location: Essex
User status: Offline

12th Apr 15 at 18:44

£149.8k left here

it goes down about 200 a month. It sickens me that 500 a month is interest.

Member

Registered: 10th Sep 03
User status: Offline

12th Apr 15 at 20:37

The interest is absolutely eye watering isn't it! My rate is pretty crappy and my term is 35 years - it was the only option open to me when I bought the place as not many lenders were keen on first time buyers at the time. Once I drop onto the variable rate it becomes a bit more palatable, though there's good cause to keep the monthly payments the same and over pay it because of the amount of interest you're paying.

Haimsey

Premium Member

Registered: 8th May 05
Location: Nottingham Drives: Corsa B
User status: Offline

12th Apr 15 at 21:39

Mines 30 years term, I have a spreadsheet to monitor monthly outgoings and have a sheet for the mortgage. Makes me want to cry at how much is paid off by month 12

But, appreciate the interest paid goes down with each payment and it feels better

Marcy Marc

White Sport Progress Thread

Marc

Member

Registered: 11th Aug 02
Location: York
User status: Offline

13th Apr 15 at 07:32

25years fro me. £91k left.

tom130691

Premium Member

Registered: 13th Sep 08
Location: Daventry
User status: Offline

13th Apr 15 at 19:18

24.7 years and 188k left to go

Cavey

Member

Registered: 11th Nov 02
Location: Derby
User status: Offline

13th Apr 15 at 19:56

We had a 40 year... Down to 35 now, paid off 3k or something of our 123

still not quite sure how we got a 40 yr term, I was 27 she was 22, so retirement age still I guess. RBS

In fact, this reminds me the fixed term is up in a few weeks, need to sort stuff out

[Edited on 13-04-2015 by Cavey]

whitter45

Member

Registered: 15th Nov 02
Location: Norton
User status: Offline

14th Apr 15 at 13:58

16 years left for me - its incredible how times fly. I remember taking out my first mortage like it was yesterday

deano87

Member

Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline

14th Apr 15 at 19:45

29 years 2 months left. 4.99% interest fixed for the next 14 months. Mortgage was £133,000. Paid off £1,631.26.

Has been £713 for the last 10 months. So that's £5,498.74 interest.

What a bunch of cunts