Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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last year, i was insured with admiral. my vehicle is insured as van with 5 seats and modifications such as lowering and alloy wheels.
this year, it is insured as the same. and with the same company. however, i cannot drive other vehicles. last year i could. ive tried a couple of insurance companies and they all say that i would be insured to drive the van only, nothing else. this however causes issues as i cannot drive the girlfriends car when required.
does anyone know of a way to insure it being able to drive other vehicles also? or do i have to some how classify it as a day van instead of just a van? its only insured for social domestic and pleasure as it is never used for work purposes.
thanks.
ps, i know i can just get added to the gf's policy, but id prefer to have the flexibility of being able to drive anything else i need not just her car.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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You'd have to change the classification on the logbook I would assume?
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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Get your gf to add you as named on her policy?
Its a x6 right? Wouldnt want to be driving it third party only regardless
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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quote:
Originally posted by taylorboosh
Get your gf to add you as named on her policy?
Its a x6 right? Wouldnt want to be driving it third party only regardless
please refer to the last line of my original post 
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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Ahhhh didnt read that one....
Sell your shit van and get a car then
[Edited on 07-08-2015 by taylorboosh]
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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quote:
Originally posted by taylorboosh
Ahhhh didnt read that one....
Sell your shit can and get a car then
that is not what i want to do, nor what i asked. please refer from spam, if you cant be helpful, dont reply
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taylorboosh
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Registered: 3rd Apr 07
User status: Offline
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I was trying to be helpful
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ianofbhills
Member
Registered: 10th Feb 01
Location: newcastle
User status: Offline
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I used to insure mine as a camper van with mods. It was cheaper then van insurance but I can't recall if it allowed me to drive other vehicles.
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--ToM--
Member
Registered: 23rd Nov 07
Location: Wirral
User status: Offline
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Go through with your initial story from 6 months ago and buy an m5, then insure it so you can drive vehicles 3rd party on that policy then drive your shonky pedo bus that way.
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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I'm on Trade Wise now. Cost £1600 for myself and the mrs on the policy. Supports vans and allows you to jump in any vechicle 3rd party.
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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That's very expensive. My current policy is only £170 for the year.
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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I don't need or want trade/commericial insurance as its not used as anything other than a car would be. I think it's due to what it's classed as in the log book, which I believe is hard to get changed?
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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Means your speed limits are different too
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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Can't see his van being over 3.5ton?
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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quote:
Originally posted by Nic Barnes
That's very expensive. My current policy is only £170 for the year.
Nice!
I was paying £700 on the Focus and 207. I've since got a pending claim as some bellend went up the back of me. Insurance doubled on a standard policy so went with this. Added the Corsa and both Pumas which is handy.
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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quote:
Originally posted by Gary
Can't see his van being over 3.5ton?
Neither is a vivaro or transit
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GB123
Premium Member
Registered: 21st Nov 11
Location: Kent
User status: Offline
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Depending on the company your girlfriend is insured with, if you become a named driver on her insurance some companies allow the named drivers to drive any car 3rd party as well as the policy holder
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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quote:
Originally posted by taylorboosh
quote:
Originally posted by Gary
Can't see his van being over 3.5ton?
Neither is a vivaro or transit
Thought reduced speed limits didn't come till 3.5t gvw?
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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Insured just on the girlfriends policy now so I get to pimp about in the x6 tomorrow. Cool stuff. Will still need to sort out my own policy in the future somehow.
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