Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
|
What shud I do short of robbing a bank 
I never have any money and i want a new car but I got £10k of loans (2 of them) so shud I get them in put into just one monthly payment?
I also only have a car worth about £1300 and I want a crx del-sol  rant over 
|
Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
|
One loan consolidate! Thats what id do....
|
SetH
Member
Registered: 15th Jul 01
User status: Offline
|
yesh consolidate joor loans with a finance company over a longer period of time thus reducing your monthly payments, borrow a little extra in addition to your consolidation amount and use the rest on a CRX.
|
michelle
Member
Registered: 15th Oct 03
Location: Kirkintilloch, Glasgow
User status: Offline
|
Ur lucky I've got a £10k loan, a £13k loan and £6500 on credit cards.
|
Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
|
quote:
Originally posted by SetH
yesh consolidate joor loans with a finance company over a longer period of time thus reducing your monthly payments, borrow a little extra in addition to your consolidation amount and use the rest on a CRX.
As long as its a car u wanna keep cos if its not then u will get bored and be in more debt and stuck with the car u dont want anymore....! Bit like me haha
|
MatthewR
Member
Registered: 21st Oct 02
Location: Rickmansworth
User status: Offline
|
quote:
Originally posted by michelle
Ur lucky I've got a £10k loan, a £13k loan and £6500 on credit cards.
|
michelle
Member
Registered: 15th Oct 03
Location: Kirkintilloch, Glasgow
User status: Offline
|
Started off with a £1k loan and kept consolidating.
|
Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
|
quote:
Originally posted by michelle
Started off with a £1k loan and kept consolidating.
Yep! Me too - But i got no credit cards!
|
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
|
This time last year I had £15.5k worth of debt so it's coming dwon 
Paul I think I might do that mate, just gonna see whether it's worth it, i don't want to be paying this debt off for ever 
I think my dad might give me some more wedge soon to pay off one of them so i might wait for a bit 
And If I got a crx del-sol or a punto gt or civic vti i'd keep it for a few years like
|
MatthewR
Member
Registered: 21st Oct 02
Location: Rickmansworth
User status: Offline
|
I got bout £4k left to pay off - no credit cards for me either - thank God!
|
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
|
BTW does anyone know why uk crx delsol vti's are sooooooo expensive like £3.5 (cheapest) for a 92/93 one I might just wait for a year and get a scooby
|
Heather
Member
Registered: 1st Aug 02
Location: Ellesmere Port
User status: Offline
|
Ive got bouth £2K but that covers credit cards loans new look cards lol
|
jaffa
Member
Registered: 27th Mar 00
Location: Stoke-on-Trent
User status: Offline
|
this thread just made me feel better
1.2k o/d owe another £500 then student loans but saved alot of them too.
only really owe o/d due to new car too.
was tempted with an egg card so i could get some alloys but so far have resisted 
|
jaffa
Member
Registered: 27th Mar 00
Location: Stoke-on-Trent
User status: Offline
|
quote:
Originally posted by michelle
Ur lucky I've got a £10k loan, a £13k loan and £6500 on credit cards.
over what space of time have you acumulated this?
anything to show for it?
|
Kris TD
Member
Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
|
just wait a bit longer before you buy a car, im in the same situation, i want an a3 or binzimmer but i have a 7k loan, ive paid of my 2 k overdraft and saved up another 1500 quid, wanna get loan mostly out the way first.
|
michelle
Member
Registered: 15th Oct 03
Location: Kirkintilloch, Glasgow
User status: Offline
|
quote:
Originally posted by jaffa
quote:
Originally posted by michelle
Ur lucky I've got a £10k loan, a £13k loan and £6500 on credit cards.
over what space of time have you acumulated this?
anything to show for it?
Don't get a credit card. It all started about 3-4 years ago when I got a £1k loan and I kept consolidating to get a bigger one and look at the mess I'm in now. I've got loads of clothes, shoes, video camera, tv, dvd/vcr, been on holidays to the Dominican Republic, benidorm, Crete. Weekends away to Blackpool, Newcastle. Oh and my car.
|
jaffa
Member
Registered: 27th Mar 00
Location: Stoke-on-Trent
User status: Offline
|
my mate has student loans student hard ship loans and about three overdrafts so been put well off borrowing too much.
|
Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
|
Ive got £9k on credit cards an £6k loan and then me car Coming down nicely tho ready for the house!
|
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
|
Kris yeah that's wot I wana do sort of but I need to get rid of my car soon, so i'm just gonna get another car for under £2k and get on with it until I can afford to get something a bit newer....
|
Kris TD
Member
Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
|
thats sorta what im thinking, buy a cheaper bmw, then get an a3 next year. keeping corsa anyway, its coming off road and gonna live at my bros bodyshop for some work hehe
|
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
|
Cool
|
Adam-D
Member
Registered: 11th May 02
Location: Cheshire
User status: Offline
|
tom isnt your car a valver?
|
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
|
quote:
Originally posted by Adam-D
tom isnt your car a valver?
No mate 
|
Adam-D
Member
Registered: 11th May 02
Location: Cheshire
User status: Offline
|
ah right i thought it was for some reason
|
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
|
Nah it's just a sri matey, when u doing yours then?
|
