ainsley_brader
Member
Registered: 24th Mar 02
Location: Tattershall, Lincolnshire
User status: Offline
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Right your fully comp insured with protected no claims, when you get T-boned on a roundabout by an uninsured driver, what would happen if:
the accident was deemed your fault
the accident was deemed 50 - 50
the accident was blamed on the uninsured driver
btw, the police arent exactly interested due to the driver being somewhat known to them (abh/gbh/assaulting coppers/burglary etc etc)
Also:
Does anyone on here work for a bodyshop that does a lot of insurance work?
The car involved is a 6 mth old pug 307.
Very hard impact to o/s/r door, outer and inner sill. Slight damage to front of rear arch.
Looking at the hinges from within the front door there appears to be no stretch marks around the bolts or hinges or on the pillar.
The door wont open but with the seats up inside cant see any creases in the floor at all. Same in the boot with the carpet out no creases at all.
Would an insurance company be likely to replace inner and outer sills etc (possibly inner rear arch) or would they right it off? Bearing in mind the car is 6 mth old worth about 12k.
Ains
[Edited on Thursday 5th February 2004 by ainsley_brader]
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Ian W
Member
Registered: 8th Nov 03
Location: Wirral, Merseyside
User status: Offline
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They would fix the car.
Sorry, can't help on the uninsured driver stuff.
If i was you I would make the police investigate, if they get a sniff of hard work they just f**k it off 
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corsa-sxi
Member
Registered: 11th Jul 03
Location: Kingston upon Hull
User status: Offline
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bad luck mate, i had a silly cnut in a stolen car that slammed into my rear end then ran away, cops cant find them, so they are lucky i guess, im landed with uptoi a £1000 bill from bodyshop, where insurance will pay, just that i will lose my no claims i think the repair cost has to be about 60% of the car value to be classed as a write off? im not sure tbh
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