deanmcreynolds26
Member
Registered: 15th Sep 03
Location: E46 //M3
User status: Offline
|
Ok had a bump as a few of u know, got my bumper bracket broke scratched the paintwork and bent the front arch a bit as well!!
was gona sort it all out w.out insurance and went through to see the guy 2nite but he had brought someone from a Jaguar garage to inspect my car. the guy had a look then got on his fone and asked for a VLC check or something to that effect and then gave the other person on the fone my reg number, he came off the fone and said he foned his dad and he is a police inspector and that he just found out my bodykit aint declared  which it aint, now he reckons i might not get a penny out them b'cos of this, but i never admitted it wasnt on the insurance jus said im gona claim through ur insurance then....
but the guy accepted liability when he hit me!
Where do i stand with this?
HELP PLEASE
|
Colin
Member
Registered: 4th Apr 02
User status: Offline
|
Looks like you been caught out - nothing much you can do
Might be his fault but technicly your insurance is void because the kit isnt declared
|
Stuckey
Member
Registered: 5th Jun 02
Location: Plumstead, Greater London
User status: Offline
|
i dunno where u stand but i would either take off bodykit or quickly delare your bodykitt if your claiming on his insurance
|
Colin
Member
Registered: 4th Apr 02
User status: Offline
|
you could try and call his bluff and say that the kit doesnt need to be declared because its regarded by your insurance as a minor cosmetic modification which is valued less than standard parts......could be worth a try, but then you could just be digging a bigger hole for yourself
Just find the lad on his own (take a few mates if you need them) and make sure he pays
|
Colin
Member
Registered: 4th Apr 02
User status: Offline
|
How much damage was caused
|
CorsaLad16v
Member
Registered: 5th Mar 03
Location: Sheffield UK Drives: VW Golf
User status: Offline
|
just tell them the standard bumper was the 1 that was damaged so u took it off and borrowed ur mates slightly damaged bodykit bumper... or just ignore me coz it's late and i'm tired
|
mattyboy199
Member
Registered: 5th Feb 03
User status: Offline
|
To be honest mate you should nt even be dealing with or meeting him, you should of jus gone through his insurance. That way it would be sorted some what by now
|
corb
Member
Registered: 24th Apr 02
Location: Calgary, Alberta, Canada
User status: Offline
|
if it wasnt ur fault, and the bloke is now refusing to pay, point out that he's a FUCKING COCK and he should just come up with the money to get it sorted. 
|
CorsaLad16v
Member
Registered: 5th Mar 03
Location: Sheffield UK Drives: VW Golf
User status: Offline
|
shudn't have gone to see him tho, i wudn't have, let the insurance sort it out. if i were to meet up with them then i wudn't go in my car either, say its in the garage til its fixed, that way they can't do what they're trying to do to u
|
deanmcreynolds26
Member
Registered: 15th Sep 03
Location: E46 //M3
User status: Offline
|
i wish i never went to see him now! i reckon ill try his bluff cos its a gsi front bumper and ill jus say i thought it was a GSI i had! LOL beign a GM part would it be easier to get away with ?
|
Craig6682
Member
Registered: 8th Apr 03
User status: Offline
|
I hate insurance. They are quick to take your hard earned cash but then won't pay up. And this lads Dad is a total twat!
|
Corsa E-Tec
Member
Registered: 4th Feb 04
Location: Stevenage Drives: Leon Cupra
User status: Offline
|
What you should do is, ask for the money to pay for it all, if he disagrees then ask for a good percentage, if he says no becouse of the body kit is undeclared, then tell him you will go throught his insurance company any way.
If the insurance company wont pay because the body kit is not insured, but the driver claimed liability and crashed into you, then the claim becomes 50/50, you wont get any money, but then him or his dad will loose all the No claims bonus!
So if his dad has maximum Ncb (4-5 years) i reckon he will pay you a small percentage if not all.
This happened to my mate, it's not 100% correct but i hope this helps, if he dont pay, go throught ther insurance company anyway, because you will not loose out on anything!
(sorry about the essay)
|
Fad
Member
Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
|
ring up your insurance company mate and enquire about adding the body kit? and if it is reasonable declare it then get back to the other bloke and do it through the insurance company.
Golden advice never do private deals cos u aint got no come back if it goes wrong and if its done through an authorised body shop u have a waranty on all the work
|
mentalcorsa
Member
Registered: 19th Dec 02
User status: Offline
|
just say it was on the car when you bought it and you didnt know any diffrent 
|
Red_SXi
Member
Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
User status: Offline
|
Surely rining his dad who's a copper is illeegal, i know it happens but i'd of thought the police have to stop you and check if your bodykit is declared themselves.
|
Paul H
Member
Registered: 11th Aug 03
Location: Lincoln.
User status: Offline
|
quote:
Originally posted by Red_Sxi
Surely rining his dad who's a copper is illeegal, i know it happens but i'd of thought the police have to stop you and check if your bodykit is declared themselves.
yes i would imagine it is illegal to do that.but on the other hand he's driving the car with no insurance technically as his kit isn't declared and they would class it as void
|
deanmcreynolds26
Member
Registered: 15th Sep 03
Location: E46 //M3
User status: Offline
|
gota fone this guy back this afternoon and see what he says! ill let u's know how i get on
|
-Aliba-
Member
Registered: 15th Apr 02
Location: Ayrshire
User status: Offline
|
Mate, dont worry regarding your front bumper. It is still a gm part. You bought it like that, nobody can argue about it.
|
Red_SXi
Member
Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
User status: Offline
|
What front bumper is it?
|
deanmcreynolds26
Member
Registered: 15th Sep 03
Location: E46 //M3
User status: Offline
|
GSI
|
Red_SXi
Member
Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
User status: Offline
|
PMSL, A Gsi bumper is a vauxhall part, it actually comes standard on Corsa's so i wouldn't worry AT ALL. And i'd ring the boy who reversed into you and tell him t hat. And tell him you have written proof of your bumper being a GM part
|
deanmcreynolds26
Member
Registered: 15th Sep 03
Location: E46 //M3
User status: Offline
|
my corsa is an SRI! so it shouldnt be on my car so i could play dum
|
Red_SXi
Member
Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
User status: Offline
|
Nah, its still a GM part tho, same as Irmscher bits they are ok too IMO
|
deanmcreynolds26
Member
Registered: 15th Sep 03
Location: E46 //M3
User status: Offline
|
nice one mate cheers!
|
Colin
Member
Registered: 4th Apr 02
User status: Offline
|
How much damage was caused???
|
