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Author help with insurance claim
SetH
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Registered: 15th Jul 01
User status: Offline
26th Apr 04 at 09:59   View User's Profile U2U Member Reply With Quote

Reet, i was in teh car park at work parked behind a ford galaxy. The driver got in the galaxy and then reversed into my bumper with his towbar causing damage. He said we didnt need to go through insurers and that he would pay, well i got a quote for the damage which was £125 emailed him a copy of the invoice and he`s saying thats too much. He reckons that we are not covered by insurance because we were on private land? pls tell me hes not right, It was in the car park at work which is County Hall in norfolk, in the visitors car park.
Kenni
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Registered: 29th Jan 01
Location: Worcester(sauce) Drives: VX220 & Zaffy GSi
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26th Apr 04 at 10:05   View User's Profile U2U Member Reply With Quote

He's talking bollox. Ring him and tell him it costs that amount. If he is being an asre, ask you go through the insurance, at the end of the day, going private is for the other driver's benefit and not yours.
M2RTY
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Registered: 25th May 01
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26th Apr 04 at 10:07   View User's Profile U2U Member Reply With Quote

depends mate, im sure its 50/50 on PRIVATE land is it not?

also if the car park can be used to get from one road to another (has an entrance and exit) is it not coverd under public highways agency?

should always make a note with police/insurance company when these things happen for legal reasons and proof, otherwise u aint got a leg to stand on if he fucks u off, even if u dont make a claim with insurance company in end
SetH
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Registered: 15th Jul 01
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26th Apr 04 at 10:09   View User's Profile U2U Member Reply With Quote

ive just put a claim in and emailed him for his insurance details, if it all goes t1ts up and ends up costing me then im not too worried as i was going to get the front bumper resprayed due to stone chips at some point this year.

I think he should have taken the option to pay £125 to bodyshop, too late for that now motherfcuk insurance time
Paul H
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Registered: 11th Aug 03
Location: Lincoln.
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26th Apr 04 at 10:11   View User's Profile U2U Member Reply With Quote

some people he might aswell just give you the cash it's hardly expensive is it
SetH
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Registered: 15th Jul 01
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26th Apr 04 at 10:51   View User's Profile U2U Member Reply With Quote

yeah well mutthafcuk is going down, old man doesnt know who he`s fcuking with
Robbo
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Registered: 6th Aug 02
Location: London
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26th Apr 04 at 12:01   View User's Profile U2U Member Reply With Quote

Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Online
26th Apr 04 at 13:26   View Garage View User's Profile U2U Member Reply With Quote

Regardless of it being covered by insurance, he is still liable for damage to a car. You can't just hit stuff and say you're not insured therefore it doesn't matter.
vibrio
Banned

Registered: 28th Feb 01
Location: POAH
User status: Offline
26th Apr 04 at 15:38   View User's Profile U2U Member Reply With Quote

supermarket car parks are covered by the road traffic act. I would ask at your local police station
Kerry
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Registered: 5th Oct 01
Location: Norwich
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26th Apr 04 at 16:30   View User's Profile U2U Member Reply With Quote

some people try anything dont they


someone hit my mums car in morrisons and she was covered also she hit a wall at her work and was covered
R Lee
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Registered: 15th Aug 03
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26th Apr 04 at 16:34   View User's Profile U2U Member Reply With Quote

at my mates work, its a private car park. if there was damage done by another person to your car, he could just tell you to sod off apparently. although he is liable to the damges, there isn't much you can do... thats the rule thingy at that car park anyway
obviously might not be the case for others.
Kerry
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Registered: 5th Oct 01
Location: Norwich
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26th Apr 04 at 16:39   View User's Profile U2U Member Reply With Quote

wots the point in insurance then our cars spend the majority of its lives in carparks
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Online
26th Apr 04 at 17:13   View Garage View User's Profile U2U Member Reply With Quote

If I hit a car with a hammer on private land, its criminal damage. You can't just damage other peoples property!
penfold82
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Registered: 20th Feb 04
Location: Belfast
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26th Apr 04 at 17:44   View User's Profile U2U Member Reply With Quote

Cheeky git. Go through the insurance company. I think u were bein well decent the first time round mate and he took the piss. Goto a body shop and get them to get u a new body kit on from his insurance company. lol.

Cheeky bastard deserves it all.
Thoday
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Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
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26th Apr 04 at 17:45   View User's Profile U2U Member Reply With Quote

its only private land where there is no nearby access road mate

like if u lived in a farm 200 yards off the main road...

Kieran McMutrie
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Registered: 1st May 02
Location: North West
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26th Apr 04 at 18:36   View User's Profile U2U Member Reply With Quote

Even if you're both not covered by insurance surely you could sue him for criminal damage? I'd get a few more quotes and see if he changes his tune.
vibrio
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Registered: 28th Feb 01
Location: POAH
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26th Apr 04 at 19:08   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ian
If I hit a car with a hammer on private land, its criminal damage. You can't just damage other peoples property!



your more likely to nick its wheels to be fair Ian
Ben
Banned

Registered: 12th Jan 03
Location: West Yorkshire
User status: Offline
26th Apr 04 at 19:09   View User's Profile U2U Member Reply With Quote

sometimes there is signs up saying that cars are parked at owners risk and we will not be liable for any damage

 
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