DanielJ
Member
Registered: 21st Nov 01
Location: gwent, south wales
User status: Offline
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Cos i got a feeling tescos dont wana pay out, been 2 days and i've heard fook all yet
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Can take months dan, they will hold off for a while in the case of theft in the hope it will be recovered
Could be in for a wait
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DanielJ
Member
Registered: 21st Nov 01
Location: gwent, south wales
User status: Offline
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bollocks  ah fuck em i'll just get a loan for the coupe and pay it off when i get the money off them, driving a derv is pissing me off 
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Yes you could do that, you will up you credit rating by paying it off early aswell
What you thinking of getting now?
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Je11ybubb1es
Member
Registered: 11th Jun 02
Location: Milton Keynes
User status: Offline
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quote:
Originally posted by Colin J
Yes you could do that, you will up you credit rating by paying it off early aswell
What you thinking of getting now?
doesnt make any difference if you pay it off early, you're credit rating is actually improved if you have credit outstanding and pay monthly payments on time, paying it off early may even damage your credit rating cos when a company does a credit search on your name if they see a loan repaid early, it means you've paid reduced interest, companies have to incur costs to set up loan accounts and if you pay off early sometimes they wont recoup these costs.
however most now have early settlement fees which is something to also look out for, and watch for people who front load the interest at the beginning of the term, cos in this cases there would be no benefit to repaying early
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by Je11ybubb1es
quote:
Originally posted by Colin J
Yes you could do that, you will up you credit rating by paying it off early aswell
What you thinking of getting now?
doesnt make any difference if you pay it off early, you're credit rating is actually improved if you have credit outstanding and pay monthly payments on time, paying it off early may even damage your credit rating cos when a company does a credit search on your name if they see a loan repaid early, it means you've paid reduced interest, companies have to incur costs to set up loan accounts and if you pay off early sometimes they wont recoup these costs.
however most now have early settlement fees which is something to also look out for, and watch for people who front load the interest at the beginning of the term, cos in this cases there would be no benefit to repaying early
Well I took out a loan, paid it off early and the bank dude says this was good cause the next time they will offer me a much bigger loan etc - to which I laughed and asked if he thought I was daft, APR rates at banks suck this was the reason I was paying it early
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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quote:
Originally posted by DanielJ
bollocks ah fuck em i'll just get a loan for the coupe and pay it off when i get the money off them, driving a derv is pissing me off
Coupe??
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Je11ybubb1es
Member
Registered: 11th Jun 02
Location: Milton Keynes
User status: Offline
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was it the cashier that told you that colin?
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by Je11ybubb1es
was it the cashier that told you that colin?
No no the loans adviser bloke
I couldnt give a toss anyway - they were probably talking shite to convince me to take another 1 out - would I fuck
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DanielJ
Member
Registered: 21st Nov 01
Location: gwent, south wales
User status: Offline
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astra coupe 
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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ah
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by DanielJ
astra coupe
1.8??? much does 1 them cost
Dont get car finance you twit
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BigSte
Member
Registered: 27th Aug 02
Location: Sheffield
User status: Offline
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i wrote mine off on the tuesday and had an offer on the friday.
i told them to bollocks tho cos it was a crap offer so they asked for receipts and stuff and made me a new offer,i accepted it and had my cheque in a few days.
was told tho that it could take ageeees
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DanielJ
Member
Registered: 21st Nov 01
Location: gwent, south wales
User status: Offline
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quote:
Originally posted by Colin J
quote:
Originally posted by DanielJ
astra coupe
1.8??? much does 1 them cost
Dont get car finance you twit
yeh, 1.8, only making 5 - 6 grand i aint aving finance, my car was insured for alot of $$ and it helps that i got mates in the motor trade to give me a high valuation
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by BigSte
i wrote mine off on the tuesday and had an offer on the friday.
i told them to bollocks tho cos it was a crap offer so they asked for receipts and stuff and made me a new offer,i accepted it and had my cheque in a few days.
was told tho that it could take ageeees
Apparently insurance companies expect people to refuse there first 2 offers
How's the SXi steve?
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by DanielJ
quote:
Originally posted by Colin J
quote:
Originally posted by DanielJ
astra coupe
1.8??? much does 1 them cost
Dont get car finance you twit
yeh, 1.8, only making 5 - 6 grand i aint aving finance, my car was insured for alot of $$ and it helps that i got mates in the motor trade to give me a high valuation
Ah I see Nice 1 bruva - hope it doesnt take too long to sort out
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DanielJ
Member
Registered: 21st Nov 01
Location: gwent, south wales
User status: Offline
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ooo bit of an update, they are coming here friday to interview me WTF gotta make a list of everything that was on the car
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by DanielJ
ooo bit of an update, they are coming here friday to interview me WTF gotta make a list of everything that was on the car
Ah - dont forget those bars of gold in the boot, oh and the picasso
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DanielJ
Member
Registered: 21st Nov 01
Location: gwent, south wales
User status: Offline
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tell them my steering wheel had encrusted jewels in it
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BigSte
Member
Registered: 27th Aug 02
Location: Sheffield
User status: Offline
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quote:
Originally posted by Colin J
quote:
Originally posted by BigSte
i wrote mine off on the tuesday and had an offer on the friday.
i told them to bollocks tho cos it was a crap offer so they asked for receipts and stuff and made me a new offer,i accepted it and had my cheque in a few days.
was told tho that it could take ageeees
Apparently insurance companies expect people to refuse there first 2 offers
How's the SXi steve?
I was told that which is why i rejected there offer.........ended up gettin 2750 for a standard (minus a handbrake cover and a flat tyre) 1.2 8v n reg corsa
SXi is great, love it 
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BigSte
Member
Registered: 27th Aug 02
Location: Sheffield
User status: Offline
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quote:
Originally posted by DanielJ
tell them my steering wheel had encrusted jewels in it
just tell them you had a coat worth £200 n shit like that.......will prob give u summat
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DanielJ
Member
Registered: 21st Nov 01
Location: gwent, south wales
User status: Offline
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ste how mcuh mileage was on ur car out of intrest, cos if im looking at the same sort of money standard its looking promising
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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i got 375 quid for my nova PLUS the full interior, wheels, and everything else i could take off it
it was a week before its MOT (no way would it pass) and had not much tax
had it 11 months and it only cost me 300 to start with
result! BUT it took 6 weeks to pay, and that was quick the bloke said
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BigSte
Member
Registered: 27th Aug 02
Location: Sheffield
User status: Offline
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mileage was about 71k i think.,....when they rang up to make an offer they asked me if i had FSH with it, I said yes but really had no history at all, they never checked and could have influenced them slightly
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by BigSte
quote:
Originally posted by Colin J
quote:
Originally posted by BigSte
i wrote mine off on the tuesday and had an offer on the friday.
i told them to bollocks tho cos it was a crap offer so they asked for receipts and stuff and made me a new offer,i accepted it and had my cheque in a few days.
was told tho that it could take ageeees
Apparently insurance companies expect people to refuse there first 2 offers
How's the SXi steve?
I was told that which is why i rejected there offer.........ended up gettin 2750 for a standard (minus a handbrake cover and a flat tyre) 1.2 8v n reg corsa
SXi is great, love it
Ah good
I liked your old car aswell, nice colour
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