MoNkEy MaGiC
Member
Registered: 12th Apr 03
Location: West - London Drives: Corsa GSi
User status: Offline
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its that time of year to renew my insurance, and as a student without a job im broke!!!!!
i need a loan from the bank that has......
low interest, and lets me pay back however much more i want to per month, so one month i could pay just the set amount n then the next month i could pay of half of the loan for instance?
any recomendations on any places/banks for this?? 
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broster
Premium Member
Registered: 6th Dec 02
Location: Drives: E39
User status: Offline
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open a new student account mate, interest free over draft most are over 1k aswell. easy as you like!!!
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the_legend_of_yrag
Member
Registered: 7th Jul 03
Location: Cambridgeshire
User status: Offline
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in terms of paying what you want each month youll be lucky, but you can take payment 'holidays' with some banks....
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BlueCorsa
Member
Registered: 14th Jan 04
Location: Midlands Drives: MB SLK250 CDI
User status: Offline
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Barclaycard are doing interest free until November 2005 at the moment if that helps?
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emma18
Member
Registered: 10th Mar 04
Location: Daventry, Northamptonshire
User status: Offline
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tsb do cheap student accounts for college an uni
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MoNkEy MaGiC
Member
Registered: 12th Apr 03
Location: West - London Drives: Corsa GSi
User status: Offline
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quote:
Originally posted by broster
open a new student account mate, interest free over draft most are over 1k aswell. easy as you like!!!
yeah i was thinking of doing this mate..... BUT i thought students are only allowed ONE student account????????
im with barclays at the moment and in my 3rd year at uni now but they wont increase it at all this year
basically u reckon i will be able to open ANOTHER Student Account say with HSBC with at least 1k on the overdraft u reckon they will give it??
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broster
Premium Member
Registered: 6th Dec 02
Location: Drives: E39
User status: Offline
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one account, pahhh io had 3 in my first year lol!
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MoNkEy MaGiC
Member
Registered: 12th Apr 03
Location: West - London Drives: Corsa GSi
User status: Offline
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quote:
Originally posted by broster
one account, pahhh io had 3 in my first year lol!
 
dont lie man!!!
i thought im only allowed to have one account with a student interest free overdraft!!!!
wat banks were u with? did they just give u the overdraft accounts with no questions asked?
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Drew
Banned
Registered: 24th Nov 01
Location: County Durham
User status: Offline
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if u need to take out a loan to pay ya inurance, u obviously cant afford to run the car u have
time to sell and get something cheap that u can afford without a loan
ps - i paid my renewal today - 492 quid fullycomp on the GT4 
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MoNkEy MaGiC
Member
Registered: 12th Apr 03
Location: West - London Drives: Corsa GSi
User status: Offline
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well i guess i cant afford nuffin rite now then! as i left my job few months ago.. but i am looking hard and will get another job soon so untill then i need a loan 
oh and my student loan comes thru soon aswell, so i will be able to run it easily 
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broster
Premium Member
Registered: 6th Dec 02
Location: Drives: E39
User status: Offline
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fufe just fill out another form, as with hsbc, lloyds and natwest, still got natwest and lloyds
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liamC
Member
Registered: 28th Feb 04
User status: Offline
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quote:
Originally posted by MoNkEy MaGiC
quote:
Originally posted by broster
one account, pahhh io had 3 in my first year lol!
dont lie man!!!
i thought im only allowed to have one account with a student interest free overdraft!!!!
wat banks were u with? did they just give u the overdraft accounts with no questions asked?
Yip, lad in my uni has 4 overdrafts from different banks maxed! 
Im with Natwest, 1200 overdraft interest free......maxed. 
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broster
Premium Member
Registered: 6th Dec 02
Location: Drives: E39
User status: Offline
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they are too easy to max tho! way i look at it is when else you gunna get interest free money, may aswell use it for crap lol!
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liamC
Member
Registered: 28th Feb 04
User status: Offline
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quote:
Originally posted by broster
they are too easy to max tho! way i look at it is when else you gunna get interest free money, may aswell use it for crap lol!
Got pretty much nowt to show for my 3 £1100 loans and £1200 overdraft like!
Boozing, gambling, clothes etc etc etc ! Just thinking about it makes me think how the feck have I spent £4,500!!!!
[Edited on 12-06-2004 by liam_nufc]
[Edited on 12-06-2004 by liam_nufc]
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broster
Premium Member
Registered: 6th Dec 02
Location: Drives: E39
User status: Offline
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mines all gone on my car and beer lol, didn buy a single thing for uni bar a new pad of paper lol!
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MoNkEy MaGiC
Member
Registered: 12th Apr 03
Location: West - London Drives: Corsa GSi
User status: Offline
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but am i actually allowed to have more than one student account?
should i tell the bank that i already have another student account with a different bank??
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liamC
Member
Registered: 28th Feb 04
User status: Offline
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quote:
Originally posted by MoNkEy MaGiC
but am i actually allowed to have more than one student account?
should i tell the bank that i already have another student account with a different bank??
Course youre allowed. Why wouldnt you be?
Nowt to do with another bank if you have other bank account and what types.
Gan for it if you need to.
Natwest are spot on for me.
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Dan B
Member
Registered: 25th Feb 01
User status: Offline
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quote:
Originally posted by Drew
ps - i paid my renewal today - 492 quid fullycomp on the GT4
I do believe I hate you! 
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Kris TD
Member
Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
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why dont you pay your insurance monthly???
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MoNkEy MaGiC
Member
Registered: 12th Apr 03
Location: West - London Drives: Corsa GSi
User status: Offline
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quote:
Originally posted by Kris TD
why dont you pay your insurance monthly???
but i dont really wanna pay extra interest but it may be my only option, and anyway soon as i get a job i can pay it all of completely
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MoNkEy MaGiC
Member
Registered: 12th Apr 03
Location: West - London Drives: Corsa GSi
User status: Offline
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how much interest u reckon the the insurance company will charge???
[Edited on 13-06-2004 by MoNkEy MaGiC]
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Drew
Banned
Registered: 24th Nov 01
Location: County Durham
User status: Offline
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quote:
Originally posted by MoNkEy MaGiC
quote:
Originally posted by Kris TD
why dont you pay your insurance monthly???
but i dont really wanna pay extra interest but it may be my only option, and anyway soon as i get a job i can pay it all of completely
but aint ya paying extra interest on a loan anyway?
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Drew
Banned
Registered: 24th Nov 01
Location: County Durham
User status: Offline
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quote:
Originally posted by Dan B
quote:
Originally posted by Drew
ps - i paid my renewal today - 492 quid fullycomp on the GT4
I do believe I hate you!
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MoNkEy MaGiC
Member
Registered: 12th Apr 03
Location: West - London Drives: Corsa GSi
User status: Offline
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yeah if i get a loan i will be paying interest, but if i get another student overdraft its interest free!
i was quoted 2grand!
im thinking of putting the whole lot on my credit card if i dont get the overdraft? think the interest on it is 14.9% so how much will i be charged in interest per month? not to sure how these credit cards work never really use them?
ALSO, the 2grand quote inlcudes a 10% discount if i pay it all in one go! so im saving 200quid if put it on my credit card then anyway??
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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why the fuck dont u pay insurance monthly instead of paying the loan off monthly?
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