GREG 1
Member
Registered: 28th Jul 00
Location: Essex
User status: Offline
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How much do you pay per month on your loans / finance on your cars ?
Per month - ........?
Total Price - ........?
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Sidesport
Member
Registered: 25th Nov 03
Location: Bath
User status: Offline
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0
0
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K17STY
Member
Registered: 13th Dec 02
Location: West Lothian
User status: Offline
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loan of 7500 over 5 years, 140 a month pay back 8400.
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Mug shot
Member
Registered: 13th Sep 02
Location: Sheffield
User status: Offline
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i h8 fcuking loands dodge credit like the plague
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Thoday
Member
Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
User status: Offline
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Loan of 8400 paying back 9300 over three years at £258 atm..
but its killing my bank balance on the 1st of every month day after i get paid so may increase it
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GREG 1
Member
Registered: 28th Jul 00
Location: Essex
User status: Offline
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quote:
Originally posted by cheakycharlie
Loan of 8400 paying back 9300 over three years at £258 atm..
but its killing my bank balance on the 1st of every month day after i get paid so may increase it
Can you adjust it up and down as and when you like then ?
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CORSA NUT
Member
Registered: 3rd Aug 01
Location: Wirral
User status: Offline
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Tesco's
8K pay back £224 for 4 years think it's just under 10K i pay back.
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burgess
Member
Registered: 22nd Feb 04
Location: Norton, North Yorkshire
User status: Offline
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0
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mugs game
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Fad
Member
Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
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used to have 5K on the corsa over four years
paid 140 monthly
think i paid back nearly 7500 
poxy vaux finance
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sassyminx
Member
Registered: 10th Jan 04
Location: Hartlepool Drives: Cossie
User status: Offline
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0
0
wudnt ever get into debt for a car
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Fad
Member
Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
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quote:
Originally posted by sassyminx
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0
wudnt ever get into debt for a car
 not even with your demon car
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NovaGTE
Member
Registered: 16th Dec 02
User status: Offline
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0
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Didn't think a car was worth getting into debt over at my age
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sassyminx
Member
Registered: 10th Jan 04
Location: Hartlepool Drives: Cossie
User status: Offline
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quote:
Originally posted by fadscorsa
quote:
Originally posted by sassyminx
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wudnt ever get into debt for a car
not even with your demon car
nope id honestly rather drive a shed than get into debt for a car, at end of the day, u lose wayyyyy too much as it is, gettin finance is just downright stupid imo 
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Phil321
Member
Registered: 10th Mar 01
Location: Manchester
User status: Offline
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On occasion it can be worthwhile taking finance on a car but in the majority of cases its just not wise.
i.e. 0% finance should always be taken, even if you can afford to pay cash. Leave it in the bank, save 4.5% on the cost of the car.
In fact, anything less than the rate of interest offered on a savings account is worth taking.
Also, cars with no depreciation, desirable cars etc can be safe bets. 911 GT3 RS for example, take out finance, drive it for 6 months then sell it on at a list premium to cover the finance.
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Red_SXi
Member
Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
User status: Offline
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Per month - £134
Total Price - £4824 Loan
£3300 Deposit
0 % APR
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bubble
Member
Registered: 24th Jan 04
Location: Darwin, NT Australia.
User status: Offline
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242 a month over 3 yrs. benefit of bein a partner with GMAC
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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nuthin now..
But wouldn't think twice about taking a loan out again for a car..
Not a mugs game imho opinion..Not many ppl can afford to go out and pay x amounts of thousands for a car..and pay it all off..
Nuthin wrong with loans....as long as your sensible and get a no bad deal..
How the world go's round for the majority of ppl...
better with a good rate loan than finance at a high rate...
[Edited on 30-08-2004 by mav]
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AdamF
Premium Member
Registered: 24th Apr 02
Location: Bexhill, East Sussex
User status: Offline
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loan of 5000
£226 a month for two years, rate of 5.9%
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AdamF
Premium Member
Registered: 24th Apr 02
Location: Bexhill, East Sussex
User status: Offline
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for my vectra btw
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Tiesto
Member
Registered: 6th Jun 02
Location: Hinckley, Leicestershire
User status: Offline
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Cahoot
£10,000 over 3 Years
Paying £305 a month at 5.4% APR
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PainZ
Member
Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
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I have nothing outstanding at all,
however i think i may get a loan soon,
Who is the best around atm?
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Sooty
Banned
Registered: 9th Mar 03
Location: FLAP CENTRAL
User status: Offline
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How is getting a loan a mugs game? FFS im never going to be able to save cash for a car.... I got a loan for my first 106... paid it off when I sold it... and got another for the 2nd 106.. which im paying 120 a month back over 3 years... no doubt next time will be a bigger loan for a better car...
Never going to have a decent car without some form of debt
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_Allan_
Member
Registered: 24th Mar 04
User status: Offline
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Agreed with Sooty, aint no mug here £3600 over 36 months at £100 a month.
0% Finance with Vaux 
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